Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Can anyone here help this woman??? As you can see, for all the noise, there is still little real help. Even in Ohio.

Columbus, Ohio
- An e-mail was sent to me from the State of Ohio Attorney General's office today, January 15, 2008.

Re: CitiMortgage
Complaint #: 356324

Dear Mr./Ms. *****:

I have carefully reviewed the complaint you recently filed with the Attorney General's office. It is the Consumer Protection Section's opinion that the problems you have encountered do not fall within the jurisdiction of our office since activities of this type are not covered by the Consumer Sales Practices Act or other consumer statutes the Attorney General is charged with enforcing. We have also been unable to find another government agency that has jurisdiction over this matter.

You may wish to contact private legal counsel to determine any civil remedies that may be available to you.

I regret that we cannot be of further assistance to you in this matter. Please feel free to contact the Attorney General's Consumer Protection Section, should you have a consumer problem in the future.

Very truly yours,

Attorney General

Bonnie Comery
Consumer Protection Specialist
Consumer Protection Section
(614) 995-1540
(800) 282-0515 Toll Free
(866) 815-2530 (Fax)

Recently, I wrote to the attorney general's office in a form of a complaint to see if this "FREE LEGAL ASSISTANCE "IN GENERAL" AGAINST FRAUD AND PREDATORY LENDING FOR OHIO HOMEOWNERS FACING FORECLOSES" would provide some hope. Well, My case did not reach resolution, restitution or a band-aid solution. My case was "untouchable."

Now, with all this said, I still was not able to get anyone to help me, and as you have seen in the statements above from the Attorney General protection specialists, their suggestion was to contact private legal counsel to determine any civil remedies that may be available to you. Was the consumer protection specialists being sarcastic?

Dr. Les Sachs wrote a blog titled, "Why is it so hard to find a lawyer to fight legal or judicial corruption, why are all the lawyers afraid to help me?" He states that, "The small group of rich lawyers who make big money, and who run the various Bar and lawyers' associations, have accepted the way that the "game" is currently played by the lawyers who have direct contact with judges. There is a feeling among lawyers that the current structure of bribery and fraud is what maintains the high incomes of some lawyers, and helps lawyers to earn fees as high as $500 per hour. Rich people and companies pay this money because they are afraid of injustice, and they know that the fees are big enough to include the money for bribes to the judges.

Many other lawyers, privately, don't like the system, but individual lawyers will not speak out about particular cases of bribery and fraud, because they know that revenge will likely be quickly taken against them.

Lawyers will line up by the dozen to help other crooked lawyers, and to help judges play bribery games and do personal harm to you. But if you have proof of lawyers or judges involved in crime and wrongdoing, lawyers in general will avoid you as if you have the plague."

This excerpt says it all for me. We need to come up with a boycott for this legal system. I am not finished with my research. I will have a remedy, I am working on it. Jesus, Dr. Martin Luther King, Rosa Parks and the host of other civil right fighters laid down their lives for us. In my opinion, they did not die for nothing. We have to get started, tired or not. The race is not for the swift, but to the one that endures. We must start, and soon. Yes, we need to come together, and march for our rights once again.

While in the process, if those that work in these legal systems are not afraid to lose their life styles for a serious change, they can help us in the boycott, The innocent people that work in this corrupt system have become prisoners to work for such an unjust system; they see what's going on, and they fear for their own lives too, but unless they get tired of what is going on and step forth to hook up with us in this fight, it will "appear" as though they too are just as responsible for what is happening to us.
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The dreaded, "BOT LETTER"

I have several of those letters tucked away in my file drawer.

The powers that be love to bounce us, (buckeyes) around from one government entity to another.

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O -

This just makes me sick! I know how she feels...

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"Not under our jurisdiction".  Got that from everybody from the AG to the DRE.

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I believe all the AGs use the same form letter, just different letterhead. If it weren't so damn disgusting wrong, it might even be funny.

After all... Here's someone who has and/or is being defrauded out of what could be their life's savings, and this spineless, pencil-pushing chuckle-head, doesn't even have a clue as to where they need to go for help!

That alone, should be a crime.

If the AGs aren't in office to protect the public from criminals.... what the "F" are they being paid to do? 

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Same old, Same old, the AG's office and Dist. Attorney's seem to forget they took and oath to "Protect and Defend" both the state and federal constitutions! 
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No one stole this woman's house.

She gave it up in a chapter 7 bankruptcy 2 years before she was required to move out.

I don't know how many payments she failed to make prior to the chap 7 but you can bet zero was paid after the chap 7.

She lived there FREE for over two years!

She filed her "appeal" 2 years after the house was sold at sheriff sale! What should the courts have done...changed the law and the rules of court because she had to finally move?

She involved the AG 2 years after the sheriff sale and after her 2007 appeal was dismissed.

What could the AG have done in this case?? Nothing!

We have to STOP taking everything a person says as gospel...that's what got me into the mess I was in...believing a bunch of BS from what I thought was a reliable trustworthy source.......

Look deeper into this story and you will see that her case was untouchable...but by her own hand...and no one else's. 
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