sorry for not getting back to you. There is a huge volume of info on the sec docs. I just had surgery. I beleive I found it in the 8K filing. I know everyone says the info is there. It is. You just have to process a tremendous amount of info. I also recall reading that as part of the selling part of the prospectus's the lender assures the potential buyer (investor) that the pools are insured in the event of a default by the borrower.