Mike is definitely right about everything he told you. However, I don't think the substitution of trustee should be a concern. You have to follow chain of title. Note was originiated with A sold to B. Then they hire an attorney to do the foreclosure.
I've fortunately had the luxury of my mortgage servicer loosing who the owner of my note is. Original note doesn't hold up if there's nothing documenting the assignment anywhere.
It'll be a miracle if I find out who owns our 2nd mortgage note. Originated with Argent sold To Ameriquest. Serviced by Homeq, they say it was placed in their office as a Wells Fargo loan. Argent/Ameriquest actually had the nerve to tell me now Homeq owns. Lets also say Wachovia reports on my hubbys credit bureau, Homeq on mine.
I got their proof of claim denied by banko judge on 4/19 then they hired another attorney. That attorney needless to say backed down and didnt file a motion to fight it and was stopped again. So if the actual lender can show documentation as to who owns note then they can foreclose. Original deed doesn't hold up if no one takes or proves ownership!
But finding an attorney for such a matter is impossible! I'm sure if you want help we can find out!
Good Luck ,