Here's one - with a few fun facts.
Jerman v. CARLISLE, McNELLIE, RINI, KRAMER, 130 S. Ct. 1605 - Supreme Court 2010 We decline to adopt the expansive reading of § 1692k(c) that Carlisle proposes. We have long recognized the "common maxim, familiar to all minds, that ignorance of the law will not excuse any person, either civilly or criminally." Barlow v. United States, 7 Pet. 404, 411, 8 L.Ed. 728 (1833) (opinion for the Court by Story, J.); see also Cheek v. United States, 498 U.S. 192, 199, 111 S.Ct. 604, 112 L.Ed.2d 617 (1991) ("The general rule that ignorance of the law or a mistake of law is no defense to criminal prosecution is deeply rooted in the American legal system").[
Moreover, a lawyer's interest in avoiding FDCPA liability may not always be adverse to her client. Some courts have held clients vicariously liable for their lawyers' violations of the FDCPA. See, e.g., Fox v. Citicorp Credit Servs., Inc., 15 F.3d 1507, 1516 (C.A.9 1994); see also First Interstate Bank of Fort Collins, N.A. v. Soucie, 924 P.2d 1200, 1202 (Colo.App.1996).
Successful plaintiffs are entitled to "actual damage[s]," plus costs and "a reasonable attorney's fee as determined by the court." Ibid. A court may also award "additional damages," subject to a statutory cap of $1,000 for individual actions,
With some exceptions not relevant here, violations of the FDCPA are deemed to be unfair or deceptive acts or practices under the Federal Trade Commission Act (FTC Act), 15 U.S.C. § 41 et seq