Hey Malibu. Your current circumstances aside, it is good to hear from you after such a long time.
EMC is hiding behind the curtains at JPMorgan Chase and refuses to come out unless by court order. EMC is getting hammered by investors and even by their partner in crime Wells Fargo. Wells Fargo bought stolen property from EMC, so we just had to send the WF lawyers the evidence. EMC then refused to turn over its records.
About a year ago, it was discovered that EMC is keeping accounts open long after the stolen homes were resold so it could continue charging monthly fees to investors. 4closureFraud and Lisa at Foreclosure Hamlet made an explosive discovery showing Bank of America doing the same thing. Michael posted some of the evidence.
There is an interesting case charging EMC with various violations of Acts for discriminating against and terrifying a disabled veteran with constant threats of losing his home, even though he has never missed a payment. Plus, EMC/Chase has complete access to his bank account and automatically withdraw his monthly payment, and apparently are helping themselves to this severely disabled person's money.
The vet's disability checks are wired to his account, but after the government got involved in this case, EMC/Chase, or whatever you call them, have barred the vet from accessing his account online, refuse to provide an accounting, and he is not allowed inside any of their branch offices.
The vet alleges EMC is using his monthly payments to pay its lawyers after he found they were doing it in other cases. To top it off, EMC took out a completely separate mortgage on his home. There was no closing and no signing of documents.
If I hadn't named EMC in here, you may not have believed it.
Apparently the government is providing him with a lawyer at no cost. I can't remember what Act it is under, but I will try to supplement this post with the information later.