It makes me know which turkeys that I want to fry next Thanksgiving! I know we can recover but I am just devastated for people that can`t. I am going to fight this as long as I am alive. This is just not right and I wish everyone would wake up and see what is happening. My own family(brothers, aunts, Mom) doesn`t realize what is happening even though you sit and show them docs and explain things to them. They just don`t understand and see how a company is allowed to do this and they still think we must be in the wrong. I guess a lot of people think that everyone on here are bums and are just trying to get out of paying their mortgage but I know differently. I don`t see why anyone would pay for a mortgage if the money you send just sits there and isn`t applied to it.