Good Luck on your case. I only hope to be where you are in the near future. We also are fighting the same kind of predators. Ours is HomEq Servicing. Hundreds of others all over the country are haveing problems with these predatory collectors. We are trying to get a lawyer to help us also. What type of Lawyer do you need to fight these kind of morons? If anyone has any suggestions please let us know. These people refuse to apply payments to our account. Don't pay homeowners insurance so they can charge for theirs, and many other nasty illegal practices. The employees are rude and harrassing. I'm sure they must go through riggerous training to learn how to scam all of us. Anyway Good Luck and if you have any thing that would help us Hundreds of people that are victims of HomEq Servicing, we need any info we can get.