Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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News & Views

December 2011

In This Issue
Permanent Residency
Hundred Homes Project
Short Sales
About RWK

Quick Links

Our Website

Hundred Homes Project

Florida Foreclosure Fraud Weblog

Free Consumer's Guide to Defending Florida Foreclosure

Our Attorneys

Ask the Attorney

Q: I've lost my home to foreclosure but I think the bank committed fraud to get the judgment. What can I do?

Says Attorney Jason Ricardo: We not only hear this complaint a lot, we've actually had cases where this has happened. While not every foreclosure has been obtained by fraud, if you believe you have been a victim of fraud, we recommend that you retain counsel to investigate. Sometimes a simple review of the court docket will show whether or not there is a valid basis to challenge. If you think you are a victim of foreclosure fraud, call us now for a free 30 minute consult to discuss your options at 888.830.0830.

Remember, everyone's situation is different. If you have any questions regarding your situation, it is best to speak with a qualified attorney who is willing and able to give you a straight answer. To speak to one of our attorneys, please contact us at or 888.830.0830.

Do You Need Permanent Residency?

A small handful of our clients are from other countries and want to become permanent residents of the United States. Even though we don't handle this work, we know lawyers who do, and they tell us that there's about to be a lottery for new permanent resident visas. If you need legal help with this or any other immigration matter, let us know so we can give you the name of one of our trusted colleagues in immigration law.
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All of us at Ricardo, Wasylik & Kaniuk, PL wish you and yours a very happy holiday season.
Ricardo, Wasylik & Kaniuk announces the
Hundred Homes Project

100 Homes

The law firm of Ricardo, Wasylik & Kaniuk, PL announced today a new initiative called the Hundred Homes Project in an effort to help 100 families recover or keep homes that have wrongly entered foreclosure proceedings.

According to attorney Michael Alex Wasylik, thousands of homes across the state of Florida have been wrongfully lost to foreclosure. "Unfortunately, banks pushed through many of these wrongful foreclosures through fraud, mistake or because the homeowner never even knew about the foreclosure," said Wasylik. "This is a miscarriage of justice and we want to help consumers take back their homes."

The Hundred Homes Project is inspired by lawyers who use modern DNA techniques to free innocent men and women from prison, convicted of crimes they had never committed. "We want to take the same approach of intensely studying these cases, combing through every piece of evidence, to determine first of all if the foreclosure was wrongfully obtained," said Wasylik. "If we can prove that the foreclosure was wrongful, the next step would be to take steps to restore the home to its rightful owner."

The firm will analyze closed foreclosure cases throughout the state of Florida. The types of cases that are typically eligible are those in which the foreclosure judgment has already been entered or the house has already been sold with a sale date of no more than three years ago and preferably less than two years ago.

"While not every case will qualify, many will," said attorney Jason Ricardo. "We conduct a detailed review of the court file and report our findings to the homeowner. From there, we plan a strategy in attempting to overturn the foreclosure."

Homeowners interested in applying for the Hundred Homes Project can do so through the website at or may contact the attorneys at Ricardo, Wasylik & Kaniuk at or 1-888-830-0830.

Short Sales

If you are in the process of a short sale of your home, we encourage you to call us for assistance. The lawyers at Ricardo, Wasylik & Kaniuk can help in negotiating your short sale as well as providing you with the Title work needed for your sale.
For more information, please call us at:

About Ricardo, Wasylik & Kaniuk and How We Can Help

Ricardo, Wasylik & Kaniuk, PL is a Florida Law Firm dedicated to helping consumers and homeowners face the current Foreclosure Crisis and Great Recession.

If you are facing financial difficulty or foreclosure, we can assist you with:

  • Pre-Foreclosure Loan Modifications
  • Short Sale Transactions
  • Foreclosure Defense
  • Credit Card/Auto Loan Debt Settlement and Negotiations
  • Personal Bankruptcy
  • Family Law

Ricardo, Wasylik & Kaniuk, PL is a growing law firm that uses technology to assist in representing the interests of clients throughout the state of Florida, across the United States and around the world. Regardless of where our clients are located, our focus has been and continues to be on helping them with their legal challenges and providing Efficient, Effective and Economical Representation.

Free Legal Consultation

If you or someone you know is facing Foreclosure, Bankruptcy or other legal matter, we will consult with you for one half hour for free. There is no obligation to hire Ricardo, Wasylik and Kaniuk, PL.

Please call 888-830-0830 to set an appointment for your free consultation.
Offer Expires: December 31, 2011

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