I don't know your circumstance. I don't know if you are in a position or even willing to file Bankruptcy. Comming from Florida I know that the Federal Judge may have an interest in this when they file for relief of stay. It may be something to think about. But keep in mind that you will have to file a hell of a motion to object with nothing but the facts.
If you hire an attorney, you have to make sure that they "Get It"... You have to make sure that they prove a broken chain of title, etc...
I feel that the Federal Courts here in FL (Judges) listen and you don't have to worry about a rocket docket. Everything is done by the book.
You may win your objection. You may not. But you may also be discharged from the debt and they may continue in Civil. But in the long run you have a better chance in Federal Court.
That is my opinion as well as from my own experience.
Thanks for your reply, but I'm a bit confused: are you saying that my foreclosure defense has a better chance in federal court than it does in the State (circuit) courts here, and that by filing BK that puts my FC in federal court?
We looked strongly at BK at a couple of different points along the way, the past 4-5 years. But by now, we've dug out of nearly 90% of the hole, and I think I"d like to just finish the climb.