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Thomas Jefferson's Warning To America
"I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs."

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The Equitable One
"Money," and central banking, have quite a history. It is a history most citizens are largely unaware of. Our founders had some very strong opinions about such.

Here is a link to short speech made by Dr. Ed Vieira in front of the Rotary Club of New York several years ago. This will not give anyone a complete understanding but Vieira makes some very interesting points that should raise additional questions in the readers mind.

Vieira does have some rather serious qualifications. A couple of paragraphs from the piece in support of those qualifications:

"There is no one better qualified to talk to us about this issue than Ed Vieira. A Harvard trained attorney with a doctorate in chemistry, also from Harvard, Ed is the world’s most foremost authority about the role of our Constitution as it relates to money.

He is also one of our country’s most eminent constitutional attorneys, having brought four cases that were accepted by the Supreme Court and having won three of them. Those of you who are practicing attorneys know what an extraordinary record this is."

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The Equitable One,

Great read. I appreciate it. And your right citizens are not aware. It's amazing what this world has come down to today.

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    Great article but he failed to mention that Congress has the power to coin
money and regulate the value thereof. That means Congress can change the
definition of a "dollar" but it can not change the definition of "money".
    So what is the definition of "money"? It's in the Constitution, "No State
shall make anything other than gold and silver coin a tender in payment of
debts." So there you have it. A dollar must be a gold or silver coin that is
defined by Congress.
    The original dollar was .77oz of silver. Later, in 1965, it was devalued 60%
to .3 oz of silver. (numbers are rounded off). So the only legal silver coins
are the 40% silver Kennedy's issued between 1965 and 1970. The 90% silver
coins are essentially "bullion" coins which should be bought in by the US
government and converted into lawful 40% silver coins.
     Federal Reserve Notes are nothing more than discounted paper IOU's
that promise to pay a certain number of 40% silver coins (Kennedy 40%
silver halves). Today's Federal Reserve Notes are trading at 10% of their
face value in terms of lawful 40% silver half dollars.
     So to return to a Constitutional monetary system, either the paper
Fed Notes must be devalued to 10 cents or the 40% silver Kennedy Halves
have to be revalued to $5 coins. As a practical matter, it would be easier
to revalue the 40% Kennedys to $5 coins than to devalue the Fed Notes
which would be an accounting nightmare.
     One thing is certain we need to return to a Constitutional monetary and
banking system soon to avoid the economic train wreck which is coming if
something is not done soon.
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William A. Roper, Jr.

You have been taken in by what appears to be a spurious quote attributed to Thomas Jefferson, but which seems to have never been actually uttered or written by him.  This quote, or variants of it, has been circulating for over seven decades.


Some of the sentiments expressed CAN be accurately attributed to Jefferson.  See the source cited above and my posted thread "Banking Establishments More Dangerous than Standing Armies . . ." which reflects a quote which actually appeared within an extant letter written by former President Jefferson to John TAYLOR dated May 28, 1816:

While I LIKE the posted quote, since it appears that Jefferson never actually said that, I find it more interesting to refer to somewhat less pointed material for which the provenance and authentiticy is beyond question.   
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Mr. Roper,

Good looking out... I was taken. See, you just taught me something again. Thank You.
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Thomas Jefferson


Jefferson made in a letter to John Taylor in 1816. He wrote, "And I sincerely believe, with you, that banking establishments are more dangerous than standing armies; and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale."[4]


Jefferson's comment to John Wayles Eppes, "Bank-paper must be suppressed, and the circulating medium must be restored to the nation to whom it belongs." [5]





Andrew Jackson


Andrew Jackson ran for President on the central platform of abolishing the central bank and proxy foreign control and giving power to the people through sound money. He won the popular vote in 1824 but the elction wentto John Quincy Adams, Jackson agian won the poular vote in 1828 and of course the Presidency.


At the time, America had no other currency than gold or silver coins, otherwise known as specie. In the early years of the 19th century it was becoming increasingly difficult to obtain, and the resultant shortages were partially compensated for by the notes issued by various states. However, the inconsistency that was the norm in the state banking regulations of the day resulted in a wide fluctuation of the worth of the bank notes. They were, however, far more plentiful than gold or silver. Weisberger explains, as collection agent for the Treasury, the Bank accumulated millions in these notes, and it could either hold on to them, thereby encouraging credit expansion, or promptly present them for redemption, driving weaker institutions out of business and starting a contraction and panic (2). In addition, the notes issued by the Bank were, not surprisingly, generally preferred to the other notes. It can be argued that The Bank was providing Americans with a stable currency, which is how it looked to the investing communities concentrated in the Northeast’s major cities. It can, however, also be argued that it was evolving into a virtual monopoly enjoying government protection, which is how potential borrowers in the South and developing West viewed it..

Biddle became the president of the Second Bank of the United States. This name, however, was very misleading. “The Bank”, as it was referred to, was actually under private control; stock was held by both domestic and foreign investors. Congress chartered the bank for twenty years in 1816, which “enabled the two separate entities to share in financial ventures which would have proven to be mutually prosperous” (D’Urso 4). The Bank had served regular commercial banking purposes but also acted as the collection and disbursement agent for the
federal government, which held one-fifth of its thirty-five-million-dollar capital stock (Weisberger 1).The Bank was a storehouse for public funds, and could use these funds for its own purposes without paying interest. It could issue bank notes, was not required to pay state taxes, and it was understood that Congress was not to charter any comparable institution


Abraham Lincoln


Abraham Lincoln's Monetary Policy, 1865 (Page 91 of Senate document 23):

Money is the creature of law and the creation of the original issue of money should be maintained as the exclusive monopoly of national Government.

Money possesses no value to the State other than that given to it by circulation.

Capital has its proper place and is entitled to every protection. The wages of men should be recognized in the structure of and in the social order as more important than the wages of money.

No duty is more imperative for the Government than the duty it owes the People to furnish them with a sound and uniform currency, and of regulating the circulation of the medium of exchange so that labor will be protected from a vicious currency, and commerce will be facilitated by cheap and safe exchanges.

The available supply of Gold and Silver being wholly inadequate to permit the issuance of coins of intrinsic value or paper currency convertible into coin in the volume required to serve the needs of the People, some other basis for the issue of currency must be developed, and some means other than that of convertibility into coin must be developed to prevent undue fluctuation in the value of paper currency or any other substitute for money of intrinsic value that may come into use.

The monetary needs of increasing numbers of People advancing towards higher standards of living can and should be met by the Government. Such needs can be served by the issue of National Currency and Credit through the operation of a National Banking system .The circulation of a medium of exchange issued and backed by the Government can be properly regulated and redundancy of issue avoided by withdrawing from circulation such amounts as may be necessary by Taxation, Redeposit, and otherwise. Government has the power to regulate the currency and credit of the Nation.

Government should stand behind its currency and credit and the Bank deposits of the Nation. No individual should suffer a loss of money through depreciation or inflated currency or Bank bankruptcy.

Government possessing the power to create and issue currency and creditas money and enjoying the right to withdraw both currency and credit from circulation (my emphasis) by Taxation and otherwise need not and should not borrow capital at interest as a means of financing Governmental work and public enterprise. The Government should create, issue, and circulate all the currency and credit needed to satisfy the spending power of the Government and the buying power of the consumers. The privilege of creating and issuing money is not only the supreme prerogative of Government, but it is the Governments greatest creative opportunity.

By the adoption of these principles the long felt want for a uniform medium will be satisfied. The taxpayers will be saved immense sums of interest, discounts, and exchanges. The financing of all public enterprise, the maintenance of stable Government and ordered progress, and the conduct of the Treasury will become matters of practical administration. The people can and will be furnished with a currency as safe as their own Government. Money will cease to be master and become the servant of humanity. Democracy will rise superior to the money power.


"We may congratulate ourselves that this cruel war is nearing its end.
It has cost a vast amount of treasure and blood. . . .
It has indeed been a trying hour for the Republic; but
I see in the near future a crisis approaching that unnerves me and causes
me to tremble for the safety of my country. As a result of the war,
corporations have been enthroned and an era of corruption in high places
will follow, and the money power of the country will endeavor to prolong
its reign by working upon the prejudices of the people until all wealth
is aggregated in a few hands and the Republic is destroyed.
I feel at this moment more anxiety for the safety
of my country than ever before, even in the midst of war.
God grant that my suspicions may prove groundless."

For a reliable pedigree, cite p. 40 of The Lincoln Encyclopedia, by Archer H. Shaw (Macmillan, 1950, NY). That traces the quote's lineage to p. 954 of Abraham Lincoln: A New Portrait, (Vol. 2) by Emanuel Hertz (Horace Liveright Inc, 1931, NY).



James Garfield

James Garfield became President about a decade and a half after Lincoln's assassination. Garfield, too, was a strong foe of the central-banking scheme. He saw American history as a struggle between freedom and slavery – freedom to pursue one's own destiny, or slavery in bondage to the banks that bled the economies of nations and shackled its peoples with insurmountable public debts.

In 1881, Garfield said, “Whoever controls the volume of money in our country is absolute master of all industry and commerce…and when you realize that the entire system is very easily controlled, one way or another, by a few powerful men at the top, you will not have to be told how periods of inflation and depression originate.”

Two weeks later, he was dead. Garfield's presidency lasted only 100 days, and ended with a bullet.



Woodrow Wilson


In 1916, three years after its inception, President Woodrow Wilson denounced the Federal Reserve System:

"I am a most unhappy man. I have unwittingly ruined my country. A great industrial nation is controlled by its system of credit. Our system of credit is concentrated. The growth of the nation, therefore, and all our activities are in the hands of a few men. We have come to be one of the worst ruled, one of the most completely controlled and dominated Governments in the civilized world, no longer a Government by free opinion, no longer a Government by conviction and the vote of the majority, but a Government by the opinion and duress of a small group of dominant men."


“Some of the biggest men in the United States in the fields of commerce and manufacturing are afraid of something. They know that there is a power somewhere so organized, so subtle, so watchful, so interlocked, so complete, so pervasive, that they had better not speak above their breath when they speak in condemnation of it.”






Kennedy signed a not very well known Executive Order, # 11110(2) in June of 1963, only five months before the assassination (also, click here to read ALL Executive Orders JFK wrote throughout his Presidency, ordered by numbers). This Order returned the power to issue currency to the government, without going through the Federal Reserve Bank. Kennedy gave the Treasury the permission to issue silver certificates against any silver bullion, silver, or standard silver dollars in the Treasury. In plain language this means that for every ounce of silver in the US Treasury vault, the government could let new money into circulation. JFK brought nearly $4.3 billion U.S. notes(3) out on the market. So, we can now clearly see that by signing this Executive Order, he was about to put the Federal Reserve Bank (and with them all the International Bankers) out of business. The Federal Reserve Notes would eventually not be in demand anymore, and by doing so, Mr. Kennedy probably also signed his own death warrant.

Executive Order 11110 gave the U.S. the ability to create its own money backed up by silver.




Congressman George Hansen



George Hansen was the author of the book To Harass Our People, an indictment of the IRS, where he demanded its dismantling. George Hansen was the congressman who was so outraged by what he discovered about the IRS while researching his book that he wrote and helped to pass the Taxpayers' Bill of Rights. George Hansen was the first man to propose the flat tax as a damage control alternative to protect the people from IRS abuses. George Hansen was the man who took on OSHA, WPPSS, and the INS, and George Hansen was the man who fearlessly and repeatedly made public his findings when investigations turned up government corruption and citizen abuse.

Congressman James Trafficant



Washington, D.C. – Legislation to reform the Internal Revenue Service signed into law yesterday by the President includes two major taxpayer protection provisions authored by U.S. Rep. James A. Traficant, Jr. (D–OH). The first shifts the burden of proof in a civil tax case from the taxpayer to the IRS. The second limits the seizure authority of the IRS, including a requirement that the IRS obtain a court order before seizing a family residence. "For more than ten years I've fought for these changes," said Traficant. "The IRS was opposed, the Treasury Department was opposed, the judges were opposed, and, for years, the Ways and Means Committee was opposed. There was only one group that supported these changes: the American people. The country owes a debt of gratitude to Ways and Means Committee Chairman Bill Archer for his determined leadership in ensuring that my provisions were included in the final version of the bill."

In addition to the two Traficant provisions, the new law makes a number of other major reforms. These include easing the treatment of so-called innocent spouses, suspending or reducing penalties and interest in certain instances, extending the attorney-client privilege in most cases to accountants and other authorized to practice before the IRS, creating a special board to oversee IRS management and operations, and giving the IRS more flexibility in managing personnel.

Since coming to Congress in 1985, Traficant has championed legislation to shift the burden of proof in a civil tax case. The government already bears the burden of proof in criminal cases. But most tax disputes are civil, and the burden in civil cases falls to the party in possession of the evidence, typically the taxpayer. The Traficant provision shifts the burden to the government to prove the taxpayer wrong but requires the taxpayer to keep records and cooperate with the IRS in any administrative proceedings preceding a court case. Traficant's burden of proof provision was included in the IRS reform bill passed by the House last fall.

In addition to shifting the burden of proof, Traficant has for years promoted legislation to rein in the ability of the IRS to arbitrarily seize taxpayer property. While not in the House-passed version of the bill, Traficant worked with the chairman of the Ways and Means Committee, U.S. Rep. Bill Archer (R–TX), to have the Traficant seizure provision included in the final version of the bill sent to the President. The provision requires the IRS to give a delinquent taxpayer 30 days to request a hearing before seizing any property, requires the IRS to seize business property only as a last resort, and mandates that a personal residence cannot be seized without a court order.

"I fought for 13 years to get these important reforms enacted into law," said Traficant. "Needless to say I am gratified. At long last the American people no longer have to fear their own government. The IRS will now have to honor the Constitution. This is one of the most important accomplishments of the Congress this decade."

A number of other Traficant-authored IRS reform initiatives have been enacted into law in recent years. These include a mandatory taxpayer sensitivity training program for IRS agents, a provision to make it easier for taxpayers to sue the IRS for willful misconduct, and increasing the penalty for IRS agent misconduct from $100,000 to $1 million.


Congressman Charles Lindbergh sr.


"The Aldrich Plan is the Wall Street Plan. It means another panic, if necessary, to intimidate the people. Aldrich, paid by the government to represent the people, proposes a plan for the trusts instead." — Charles Lindbergh Sr.

"To cause high prices, all the Federal Reserve Board will do will be to lower the rediscount rate..., producing an expansion of credit and a rising stock market; then when ... business men are adjusted to these conditions, it can check ... prosperity in mid career by arbitrarily raising the rate of interest. It can cause the pendulum of a rising and falling market to swing gently back and forth by slight changes in the discount rate, or cause violent fluctuations by a greater rate variation and in either case it will possess inside information as to financial conditions and advance knowledge of the coming change, either up or down. This is the strangest, most dangerous advantage ever placed in the hands of a special privilege class by any Government that ever existed. The system is private, conducted for the sole purpose of obtaining the greatest possible profits from the use of other people's money. They know in advance when to create panics to their advantage, They also know when to stop panic. Inflation and deflation work equally well for them when they control finance." — Charles Lindbergh Sr.

"This [Federal Reserve Act] establishes the most gigantic trust on earth. When the President (Woodrow Wilson) signs this bill, the invisible government of the monetary power will be legalized....the worst legislative crime of the ages is perpetrated by this banking and currency bill." — Charles Lindbergh

Congressman McFadden


 1920’s to 1930’s. Congresional speeches Here are extracts from some of them:

“In 1912 the National Monetary Association, under the chairmanship of the late Senator Nelson W. Aldrich, made a report and presented a vicious bill called the National Reserve Association bill. This bill is usually spoken of as the Aldrich bill. Senator Aldrich (Grandfather to the Rockefeller brothers, Ed) did not write the Aldrich bill. He was the tool, but not the accomplice, of the European-born bankers who for nearly twenty years had been scheming to set up a central bank in this country and who in 1912 had spent and were continuing to spend vast sums of money to accomplish their purpose.

The Aldrich bill was condemned in the platform upon which Theodore Roosevelt was nominated in the year 1912, and in that same year, when Woodrow Wilson was nominated, the Democratic platform, as adopted at the Baltimore convention, expressly stated: ' We are opposed to the Aldrich plan for a central bank.' This was plain language. The men who ruled the Democratic Party then promised the people that if they were returned to power there would be no central bank established here while they held the reigns of government. Thirteen months later that promise was broken, and the Wilson administration, under the tutelage of those sinister Wall Street figures who stood behind Colonel House (Author of "Philip Dru, Administrator' Ed), established here in our free country the worm-eaten monarchical institution of the 'king's bank' to control us from the top downward, and to shackle us from the cradle to the grave. "


"The Federal Reserve act destroyed our old and characteristic way of doing business; it discriminated against our one-name commercial paper, the finest in the world; it set up the antiquated two-name paper, which is the present curse of this country, and which wrecked every country which has ever given it scope; it fastened down upon this country the very tyranny from which the framers of the Constitution sought to save us. "

"One of the greatest battles for the preservation of this Republic was fought out here in Jackson's day, when the Second Bank of the United States, which was founded upon the same false principles as those which are here exemplified in the Federal Reserve act, was hurled out of existence. After the downfall of the Second Bank of the United States in 1837, the country was warned against the dangers that might ensue if the predatory interests, after being cast out, should come back in disguise and unite themselves to the Executive, and through him acquire control of the Government. That is what the predatory interests did when they came back in the livery of hypocrisy and under false pretenses obtained the passage of the Federal Reserve act.”

"Attacks on McFadden's Life Reported"

Commenting on Former Congressman Louis T. McFaddens's "heart-failure sudden-death" on Oct. 3, 1936, after a "dose" of "intestinal flu," "Pelley's Weekly" of Oct. 14 said:

Now that this sterling American patriot has made the Passing, it can be revealed that not long after his public utterance against the encroaching powers of Judah, it became known among his intimates that he had suffered two attacks against his life. The first attack came in the form of two revolver shots fired at him from ambush as he was alighting from a cab in front of one of the Capital hotels. Fortunately both shots missed him, the bullets burying themselves in the structure of the cab.

"He became violently ill after partaking of food at a political banquet at Washington. His life was only saved from what was subsequently announced as a poisoning by the presence of a physician friend at the banquet, who at once procured a stomach pump and subjected the Congressman to emergency treatment."

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