Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Interesting article at :

   http://finance.yahoo.com/tech-ticker/the-new-trend-default-on-your-mortgage-and-stay-in-your-house!-497742.html?tickers=wfc,c,len,fre,fnm,xhb,xlf
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