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Fee Feeder

Summit County wants to impose a $200 fee on foreclosed properties purchased at sheriff's auctions.

The fee — expected to raise more than $400,000 a year — would help pay for the increased workload on sheriff's deputies investigating mortgage fraud and consumer affairs workers dealing with foreclosures.

''As a result of the housing crisis and predatory lending, we've had to institute the [sheriff's] foreclosure task force and the Consumer Affairs Office,'' said Jason Dodson, a county attorney.

Taxpayers now foot those bills, he said, but with banks and mortgage lenders buying about 95 percent of the auctioned properties, the county will be ''able to shift the burden of the cost of these programs back to the institutions where the problem lies.''

Dodson was unaware of any other county charging a similar assessment, called a ''Foreclosure Education and Prevention Fee'' by county leaders.

County Council's Rules Committee will discuss the proposal on Monday.

With the revenue devoted to investigations and consumer affairs, it will help combat predatory lending and assist victims with consumer counseling, said Councilman John Schmidt, who chairs the committee.

''[The fee is] not affecting the Average Joe who goes out there to buy a house in any way, shape or form,'' he said.

The Akron area has one of the highest foreclosure rates in the nation. Last year, 2,107 foreclosed properties were sold at weekly sheriff's sales. The coun
ty expects more than 2,700 will be sold this year.

The county boosted the court fee to order a sheriff's sale from $220 to $620 last year. That fee is paid by the bank or mortgage lender, but often is passed on to foreclosure victims, Dodson said.

The new fee must be paid by the buyer, he said. (Delinquent tax sales are exempt from the fee.)

The foreclosure task force already has had some high-profile cases, authorities said. Its investigation led to indictments last year against Evergreen Cos. and Carnation Banc officials.

And the task force announced a 106-count indictment this month charging 19 individuals with mortgage fraud involving the theft of more than $1 million.

''The task force has been very successful in going after these folks and it sends a message that this will not be tolerated in Summit County,'' Schmidt said.

For details about foreclosure efforts, go to and

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Nice Find!


The Office of Consumer Affairs welcomes you to the Summit County Foreclosure
Prevention Partnership Program (SCFPP)
. The SCFPP Program brings together government agencies, housing counseling agencies, banks, non-profits organizations, professional associations, realtors, non-bank lenders, attorneys, brokers, and many others with the goal of providing prevention education and assistance to homeowners and future homeowners who are or may be subject to predatory, deceptive, and fraudulent lending practices.

Predatory mortgage lending practices and foreclosures have significant and destructive impact on our community assets and resources, neighborhoods, and on the Summit County homeowners.

The Summit County Foreclosure Prevention Partnership Program works to educate and reach out to the community and provides foreclosure assistance initiatives, consumer-based financial education and a support system for homeowners who seek to refinance, and future home purchasers who seek to buy homes.
ØForeclosure Prevention Local Resource Directory
ØFrequently Asked Questions
ØHousing & Foreclosure Counseling Agencies Telephone Numbers
ØLoss Mitigation Options
ØLoss Mitigation Department Telephone Numbers
ØMortgage Foreclosure Lawsuit Timeline    
ØMortgage Foreclosure Tax Relief (IRS)
ØMortgage Terms
ØMortgage Worksheet
ØOverview of the Ohio Homebuyers’ Protection Act
ØSample Forms

Akron Bar Association Lawyer Referral Service

Community Legal Aid Services

Consumer Credit Counseling Service

East Akron Neighborhood Development

Empowering & Strengthening Ohio's People (ESOP)

Fair Housing Contact Service

Federal Reserve Bank of Cleveland

Homeownership Preservation Foundation

Mustard Seed Development Center

Neighborhood Conservation Services of Barberton (NCS)   

NID Housing Counseling Agency

Ohio Attorney General’s Office             

Ohio Department of Commerce

Ohio Housing Finance Agency

Ohio Treasurer of State-Foreclosure Prevention Information

US Dept Housing & Urban Development

US Federal Trade Commission

Westside Neighborhood Development          

(c) Copyright County of Summit 2008. All Rights Reserved.

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