Actually, I didn't alert them to anything. They have no clue that I know what I know. My QWR was focusing on many other servicing issues and was sent a while back. Asking for the note and mortgage was done just because I could - as a "by the way" kind of thing In my QWR, I did not ask for a wet ink copy. I only asked for a copy. When I sent the QWR, I knew nothing about the altered copies since I got the title search after they responded to my QWR. "Wet ink" would be saved for after the complaint is filed. Fact is, had I not sent the QWR and asked for the docs, I wouldn't know what I know now. So far, sending the QWR (when I did) has been the best move I could have made.
Using a QWR at the proper time has many advantages. And you can't wait too late to send it because the servicer has 60 business days to respond. In my case, it gave me much information to use against them. Wouldn't matter whether the info was discovered now or later. They can't hide the fraud that was committed that has been proved in the records they gave me. In fact, had I not sent the QWR, I would not be able to make the CFA claim that I have. There are a ton of repercussions for not responding to the QWR.
Yes, my focus for the past 12 months has been foreclosure research. Hence why I am here asking questions. I do plan on getting an attorney since I have RESPA claims and CFA claims that can help cover attorney fees. However, I do not want to entirely rely on an attorney to find every defense. I want to be fully involved in my defense. I have obtained copies of foreclosure filings from alleged foreclosure defense attorneys that were just horrid. They don't know everything.
I'll never forget years ago I relied on an attorney to know his job and do his job properly - only to find out years later, he was only looking out for himself and failed me miserably.