I can help you. I am a loss mitigator representing the public. I used to work these banks. Now I represent the public in preforming loan modifications. I deal with Saxon all the time. A loan modification is like trying to fit a square peg into a round hole. If you need assistance please email me @ firstname.lastname@example.org. I do not wish to reveal the company I work for on this site. I will tell you we are an A Rated company with the business bureau. I am the Sr Coordinator here. It would be my pleasure to assist you in keeping your home.