Don't cash the check. Call them and tell them they sent you the wrong amount and that they can't change a deal after it's signed. Give them a week to get you the $195 and then sue in small claims court if they don't.
Last Friday we met with a Title person who walked us through signing our paperwork for a refinance. The refinance had us paying off some credit cards and also receiving $1300 cash -- this is all on the HUD-1A form.
Today we get a packet with checks to pay off the cards and a check for $1105. Also included was a revised HUD-1A form with a $195 Warehouse Fee entry and instructions that we needed to sign this one and send it back to them.
Well this is a BS fee and I'm angry at being against the wall to accept it. How do I dispute it? They've already paid off our original loan and sent us checks -- so it's up to us to convince them to send us the $195 fee. Do I take them to small claims court or what? What's my recourse?
I know this is small compared to many of the big problems people have had. I'd appreciate any advice.