We got 2 letters with 1 amt of 468.00 and the 2nd for 946.00 and we just have the one mortgage. They can keep it. After I got the letters, I got 2 calls and have both of them on my answering machine reminding us that the deadline is Sept.10 and one of the calls came in after Sept 10th. If people are in lawsuits against them, isn`t it wrong for them to contact you personally? I thought it would have to go to your attorney.