I am well aware that 90%+ of the people in this forum can’t afford, don’t want or don’t need an attorney. That said:
I owned a business for three decades producing over 80K separate assignments. Litigation at that volume is expected; I prevailed an est. 75% of the time representing myself. But I never lost a case when represented by an attorney.
I’m hardly a big fan of lawyers. Dishonest, expensive, trying to build a fee.. Did I say “expensive?” However:
1) I recommend avoiding class action suits and instead exploring/discovering and documenting all the facts you can. Then negotiate and never fall behind on your mortgage or tax or insurance payments if you can avoid it. But if you are ultimately forced to go to Court in the mortgage fraud, insurance fraud arenas you better get an attorney.
2) Cases that seem to be “bullet-proof” to a naïve newcomer are not so easy to prove even in a civil case. Courts and the authorities, (AG, DOJ, SEC) are both flooded with “bullet proof” cases. Furthermore we all tend to be a wee bit less than objective when evaluating our own tribulations.
3) FACT: Judges do not like “Pro-Se” attorneys. The reason is you are in large part asking the Court to do the job of your attorney and cases on point, supporting law etc. are sparse with a “Do it yourself” lawyer.
I’m not an attorney but I have battle scars down to here…
Ed Cage | email@example.com
PS: The worst two ultra corrupt as in *illegal* entities I have researched are Wells Fargo and the infamous Balboa Insurance.