Quote: Ocwen foreclosed on my house , Feb.,2010. I had never missed a monthly payment. Ocwen came up with an insurance bill from four years prior, they raised my payment from $660. to $1325. a month.I kept paying $660., and disputed their insurance bill from four years ago.A few months later they began foreclosure proceedings. I tried everything to keep my house, Ocwen kept telling me I could definately keep my house. After about six months of applying for modifications three times,they kept saying they didnt have all my documents.I sent them 53 documents for a modification on three separate occasions.Right till they sold my house at the foreclosure sale, they assured me they would not.That horrible day, after being on the phone for at least six hours with ocwen, I finally got to talk to the loan modification officer who was in charge of my loan, he had not even looked at my file! Not once!! He couldn't tell me why. I owed $60,000. on my house, it was sold for $104,000., it was appraised at $220.000.I got $3450. from that sale, how could the trustee sales company have received $27,000.? Ocwen kept $74,000. The only way I could have kept my house was to pay the whole $60,000.I feel like they stole my house from me. I am still homeless, living with relatives.Its been an unbelievable nightmare.
The did steal your house s.wilkie. That is precisely how it is done.
The entire HAMP modification process was devised by Pres. Obama to make it easier for them to steal your house by creating a pretext that they were going to try to help you.
In addition to stealing your house, Ocwen was also given taxpayer money to consider your HAMP modification. But they never actually consider these applications. This is just a scam to give taxpayer money to Pres. Obama's buddies at the banks.
You should have gone and found a really sharp attorney specializing in consumer debt and foreclosure defense. You probably didn't do this because you actually believed that Ocwen was working with you and trying to help you. This is never the case.
I seriously doubt you have any legal recourse at this point.
Watch out! You will probably be contacted by several predators who lurk at this site and prey off of distressed borrowers. They will tell you that they can help you get your house back. If you give them money, then their scam will work and they will profit. But you will not get your house back, because they are just operating a swindle.