Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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William A. Roper, Jr.
David Streitfeld of the New York Times gives us the most comprehensive assessment to date on the extent to which foreclosures are now stalled in a number of states in today's Sunday Times:

NY Times: "Backlog of Cases Gives a Reprieve on Foreclosures" (June 19, 2011) 

http://www.nytimes.com/2011/06/19/business/19foreclosure.html

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