Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Deutsche Bank National Trust Company v. Prevratil (Fla. 2nd DCA 2013)

Trial court departed from essential requirements of law in requiring that foreclosure complaint be verified by mortgagee rather than its loan servicer -- It was improper to dismiss foreclosure complaint with leave to amend where complaint had been verified by loan servicer as mortgagee's attorney-in-fact pursuant to power of attorney.,%202013/2D12-2030.pdf

However, the homeowner would have won if he had objected based on Fla. Stat. 709.08(7)(b)(6). The court of appeal is teaching us something here. A trustee cannot use an attorney-in-fact to verify the complaint.

We note that section 709.08(7)(b)(6) states that an attorney in fact may not "[e]xercise powers and authority granted to the principal as trustee or as courtappointed fiduciary." The issue of whether this affects SPS's authority to exercise  powers granted to Deutsche Bank as Indenture Trustee was not raised below and is not raised here. We will not address the issue. 
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  FS 92.525 requires that the verification be done in front of an officer, such as a Notary Public.
Most of the time, this is not done, so the verification would be null and void.
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