Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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It's been a year since no payments were made.

Wells Fargo Bank, N. A., as Trustee for Option One Mortgage Loan Trust 2005-1.
as plaintiff just tried to serve, but I wasn't home.

Went to county records found a Lis Pendens, Complaint is not available for a few days to view.

In looking at that trust pooling agreement it was closed if I read it correctly in early 2005.

It goes on state "an assignment was executed on June 18, 2012."
Is that possible to assign if the trust was closed 7 years ago?

The attorneys are
Shapiro Decaro from Rochester NY
I think they are a foreclosure mill??

I checked with the Secretary of State the Plaintiff never filed to authorized to do biz in NY not doing so they can not commence a Court action.

Your thoughts would be appreciated.

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Found the PSA

But in the section of loan schedules it says


how can I see if the mortgage is listed/included?

It says that any payments in default are advanced by the trust.

That would mean I'm not in default if I understand correctly.

How can they foreclose when I'm not in default?
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Not served, but received a copy by regular mail.

The Note included contains two allonges

I never saw them before, when I did a QWR last year they were not included.
Went thru all my original docs, no such papers exist.

They are dated the day of closing but not witnessed or notarized, loan number is blank, only address and amount.

One is signed by Kenneth Peskin, COO of original lender

the other by Julie Popowitz Assistant Secretary Option One, California

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