Has anyone here had any experience dealing with NACA that you would care to speak about? I'm considering the idea of asking them to help negotiate my loan with Countrywide (May be considered B of A now) on my behalf. The main reason that I’m considering this avenue is because I feel as though I would have very little clout, if any, on my own, and I know based on past experience in dealing with them (CW) they will not be truthful at best. We were defrauded out of most of our home’s equity by two servicing scumbags (Ocwen and Litton) and ended up with a predatory loan with Countrywide as a result. Any opinions and/or suggestions provided will be very much appreciated.