Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Nearly all states have a realty transfer fee, This is N.J.'s

The Realty Transfer Fee Act, N.J.S.A. 46:15-5 et seq., requires a fee to be paid when a transfer of title(such as a Sale or an Assignment of Mortgage) is to be recorded.
Lake End Corp. v. Rockaway Tp., 185 N.J. Super. 248, 356(App.Div.!982).

N.J.A.C. 18:16-2.1 : Requirements for recording of deed; exemptions; incorrectly recited or unpaid consideration.
 (a)  No county recording officer shall record any deed evidencing transfer of title to real property it
       satisfies one of the following requirements: 
     1. If the transfer is subject to any of the fees provided or set forth by reference in P.L. 2004, c.66,  
         and as may be amended, a statement of the true consideration for the transfer is contained in:
       i. The deed;
      ii. The acknowledgement;
     iii. The proof of the execution; or
     iv. An appended affidavit by one of the parties to the deed or that party's legal representative.
     2. If the transfer is exempt from any fees established under P.L. 1968, c. 49, 3 (N.J.S.A. 46:15-7), 
         section 2 of P.L. 2003, c. 113 (N.J.S.A. 46:15-7.1), P.L. 2004, c.66 or P.L. 2005, c.19 (N.J.S.A.
         46:25-7.2), an affidavit stating the basis for the exemption shall be appended to the deed.
What all this may do is that it may flush out the GSEs. The Assignments of Mortgage are usually recorded in the Servicer's name because the GSEs do not want to expose themselves and claim exemption. If they do, you win, if they don't you win, supposedly. You are not trying to collect the fees for the county recorders, you are defending your title that is being clouded by criminals. (I'do not want to take full credit for the above).  

Slorp v. Lerner, Sampson & Rothfuss states(?) that defendants have standing to challenge the title and the validly of the assignment.
Penn. county recorders are suing the banks for recording fees(which include realty transfer fees(?)).


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