Thanks I needed clarification to see if there were any legal issues or errors in the note that gave me extra negotiating power in the modification process.
So, if I’m not eligible for one of the government programs, I now know to take the best deal I can get and not to get smart by threatening any action based on Mers.
I’m disabled and love our condo, luckily we are not to far underwater but the payments are eating our savings to the point the negative cash flow without a modification would totally deplete all our assets within 10 years, less if the stock market fails to recover at all or crashes further.
When I was forced to retire I had in excess of 1 million dollars and now have less then half of that and my wife and I are only 60.
Thanks again ka, I really appreciate you taking the time to answer, as well as your vast knowledge.
It's really great that you take the time to help people, especially in their time of need and with something so complex and important to them and their family.
At a time of extreme stress and pressure it’s easy to lose faith in all mankind and in god.
Bless you and your family, they should be very proud of the type of person you are.