Not sure if I'm looking at chain of assignments & recording correctly
new mortgage 11/2004 recorded 1/3/2005 bank "A"
Trust claims to the holder 1/1/2005 thru today but never records anything claims to holder in blank. call them bank "T"
1st assignment 11/2004 & recording 3/2008 bank "A" to "B" (strange almost a 4 year span)
Bank "B" went belly up in 2009
Loan mod to bank "T" mortgage & note (for an increased $$ amount) 8/2009 unrecorded.
this modifies the trusts M&N (unrecorded)
June 2012 lender "B" assigned & recorded to the trust "T" (same Trust as above), now since bank "B" is out of biz they can't transfer what is not theirs let alone the Robo signed assignment.
if I reading this correctly since the 8/2009 loan mod wasn't recorded is not a nullity by the June 2012 assignment?, but since this assignment should be deemed a nullity does the loan mod survive?
Now bank "T" files FC 7/2012 and recently for SJ claiming it is the holder in blank, doesn't need to have it endorsed or recorded (in violation of the PSA, another story) but then in the same sentence says it was assigned & recorded to them days before filing the FC ot 7 years later.
Are you confused as much as me?
As a side issue the Loan Mod has a provision "this agreement shall be of force or effect until....is not considered received by loan servicer unless and until it has been delivered the loan servicer at xxxxx FL and internally date stamped, now looking at their original papers, sig page there is no date stamp nor is it countersigned by the loan servicer, only my sig appears.