Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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I need some help. We went to our County Court House today and got copies of our deed and other documents. It seems there are two times when we refinanced and/or our mortgage was sold that it was never recorded that our mortgage was released. Once with First Horizon and Once with Equifirst. How do we go about getting the releases? It seems we need to get these and take them to the Court House and have them recorded. We paid recording fees each time. Shouldn't THEY have sent the documents to the county in the first place?

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Jackson

If the loan was sold, you shouldn't need a release (aka satisfaction of mortgage, discharge).  An assignment is the instrument that would be used in that case.  For the mortgages that were paid in full, a satisfaction should have been mailed to you with instructions to have it recorded with the County Register of Deeds.  If that did not occur, you can contact the lender, advise them that no release is of record, and that you need one sent to the county for recording asap (they are obligated by law to provide such releases).

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Nye Lavalle
If you refinanced with new note, depends if new title policy too. check and see.. you may have a claim against the title company!
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JimBob

They sure should have given the releases. Look at your monthly statements from each loan and tell the servicer to get those releases cause you might never find out which lender owned the note to get a release from them.
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