Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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When I gave a scan of the Ally mortgage settlement PDF on  I was shocked that Lucy Morris has move on from FTC to bigger and better things.  Check out the signatures on the consent orders.  Ms. Morris and and Allison Brown were not particularly thorough when it came to the FTC's  efforts with EMC and Fairbanks.  The public is doomed if this woman is advocating on behalf of consumers.  
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