The "government" isn't going to do anything to help any mortgage servicing fraud victim. I've spoken to state Senators, banking departments, AGs, FTC, OTS, OCC, Secret Service, FBI (both have financial crimes divisions), HUD etc. I'm trying to figure out if there are any agencies left that I can talk to just to cover the rest of the alphabet at this point.
Anyone who has spoken to Ms. Allison Brown (she never did like talking to me) at the FTC knows first hand that that agency is going to do nothing more - not that they've done much up to this point - to assist MSF victims. Writing letters and asking agencies to "help" is simply wasting time and effort in my opinion. The only thing that WILL make any difference/change is case law. And for that you need a law firm. And beyond that, you need as many victims as possible to get together and be willing to stand up and make enough noise that the industry and the government simply cannot ignore the situation. That's the only way that anything is going to change this situation. Individually, MSF victims, as a rule, don't stand a chance going up against a servicer simply because their pockets are too deep. They can out money any of us individually. In the grand scheme of things, I've got absolutely NO business being in the position that I am currently in. But I've made it this far.
For what it's worth, I really do think that the best shot that MSF victims have to make some serious noise is to challenge Fairbanks/SPS' Best Practices. And that has to be done in Boston. The FTC is NOT the only entity that can challenge that and if it was, they'd have one HELL of a lawsuit on their hands because they have done nothing to protect the USAvFairbanks Class post settlement.
BTW, I'm still here looking for Fairbanks/SPS victims to contact me. I'm currently going over the Affidavit of Fairbanks/SPS CEO Matt Hollingworth. Yes, he did make the deadline for whatever that's worth. I'll have a bit more about that up on my site in the next week or so after digestion and conferences.
The bottom line here is that MSF victims have to stop looking/waiting for someone else to save them because is simply is not going to happen. I can't do it. Nye can't do it. Dee can't. Ann can't. H. Gosh can't. We, as victims, can only help each other along. You are the ONLY one that can stop the process and to do that you have to EDUCATE yourself if for no other reason that to be able to walk in to an attorney's office and say "THIS happened to me as a result of THAT and THAT and THIS too and I need your help. As as result of THIS, THIS, and THAT I've been significantly damaged HERE, HERE and HERE." That at least gets an attorney's attention and the ball rolling. Anything of greater legal importance the attorney can find.
In other words - STOP being victims. START being heard. You may have to talk to 50, 100, 150 law firms - like I did - but the absolute WORST that anyone can ever tell you is "No." Sooner or later you're going to find someone who says, "Tell me more." and once you get that you're on your way. Trust me, if I can do this anyone else can. You just have to be pixxed off enough to keep going - but not SO much so that you lose focus of your goals.