Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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A NY Observer
Students of Justice Arthur M. Schack's opinions in Kings County (Brooklyn), NY, may take an interest in his opinion in Bank of NY v Myers, 2009 NY Slip Op 50159(U) [03 Feb 2009].  That opinion is available at the NY Reporter online at:

Justice Schack once again takes to task Countrywide employee Keri SELMAN for her representations that she is a vice president of trustee Bank of New York, as well as an officer of MERS.

A nice read.  Perhaps someone with contact with Gretchen Morgenson can alert her to this line of opinions mentioning Keri Selman. 
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