Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Can a mortgage company apply insurance proceeds towards the mortgage if the homeowner requests it? Flagstar has been holding my check for over three years in an interest bearing account.  I requested that they apply it towards my mortgage in 2011 due to unforeseen major structural issues with the repairs. A rep stated that they would but this has not happened.  I also wasnt aware that they could collect interest on it..

Thank you!
Kristen Glenn
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