MERS has no record other than an old mortgage I had with GMAC. I also went to court house and there is no one on file ether. I dont need to get ahold of the owner of the loan or maybe i do I dont know. I am looking for a way to save my home but the info that is listed on the forclosure docs are incorrect Argent no longer in business. I know that they were rolled into CITI at some time. but How do i contest the forclosure and get CITI to work with me on a real solution. I tyied once already with them but since I had financial issues I no longer have a bank account and they want 2 month of bank records I dont have and cant produce since the bank i was with I still owe money to and they wont give me any records. and I can afford to pay then and save my home. I am sorry if i seem frustrated and may not make sence I am very scared.