THIS IS THE ONLY WEBSITE CREATED AND DESIGNED TO GENUINELY HELP YOU, THE HOMEOWNER, FIGHT FORECLOSURE AND KEEP YOUR HOME. WE ARE NOT A REAL ESTATE INVESTMENT COMPANY NOR ARE WE ASSOCIATED WITH ANY. OUR HOPE IS THAT THIS SITE WILL HELP YOU JOIN THE FIGHT OF MANY, MANY OTHERS WHO HAVE BEEN VICTIMIZED BY THE INSENSITIVE, AGGRESSIVE AND UNLAWFUL TACTICS OF MEMBERS OF THE LENDING COMMUNITY, THEIR ATTORNEYS AND SHAMEFULLY, MEMEBERS OF THE JUDICIARY, ALL IN THE NAME OF DENYING YOU YOUR LAWFUL AND STATUTORY PROTECTIONS OF HOMEOWNERSHIP AND DUE PROCESS OF LAW!!!
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LENDERS HAVE BEEN ALLOWED TO BREAK THE LAW AND OUR MISSION IS TO BRING THESE PRACTICES, ABUSES AND PERPETRATORS TO THE SURFACE FOR EVERYONE TO SEE. This site will detail the foreclosure process in a manner that we hope will be understood by as many people as possible in an effort to arm you with the necessary knowledge to defend your home against an unlawful foreclosure action.
The foreclosure process constructed by the legislature, which has been amended and reinforced by the Colorado Supreme Court, is not a very complicated process. Furthermore, if it is enforced and administered correctly and as intended, the process will provide a fairly even balance of protections for you, the homeowner, as well as the lender foreclosing on your home. Moreover, these are protections that you are entitled to under the 14th Amendment to the U.S. Constitution and similar provisions in the Colorado Constitution.
NO ONE CAN TAKE THEM AWAY!!!! NO LENDER, NO ATTORNEY, NO PUBLIC OFFICIAL, NO ONE!!!!! So don’t let them.
IT IS IMPORTANT to keep in the forefront of your mind that: 1) Colorado presently is the ONLY state in the U.S. that does not have a regulatory body to control the business practices and standards of the mortgage lending industry. In other words, we have no commission in place to enforce certain rules and ethical standards like an insurance commission, real estate commission or banking commission; and 2) Although being delinquent on your house payment is most often what initiates the foreclosure process, there are numerous other issues regarding your homeownership related rights that must not be overlooked, i.e. predatory loan issues, steps in the foreclosure process or even if the correct lender is foreclosing on your home.
Consequently and because we have no watchdog, Colorado and its homeowners provide the most fertile environment for almost any kind of mortgage lending abuse imaginable, AND DON’T THINK FOR A MOMENT THAT THE LENDING INDUSTRY DOESN’T KNOW THIS. This is precisely why so many loans in Colorado are structured in a manner that makes it almost impossible to keep up with the payments. This creates the ideal situation for some lenders. They can sit back and “suck you dry” and after they’ve done that, they can still take your home and resale it to someone else, who will most likely be victimized in the same manner.
THE FORECLOSURE RATE IN COLORADO IS TWICE THE NATIONAL AVERAGE. I’LL SAY IT AGAIN. THE FORECLOSURE RATE IN COLORADO IS TWICE THE NATIONAL AVERAGE!!
FINALLY AND MOST IMPORTANT, you must be willing to FIGHT your foreclosure. It is not as difficult as you might think. And besides, you cannot rely on the public entities or the courts to see that the foreclosure process is followed lawfully and correctly. If the attorney for the lender decides to cut a few corners here and there, believe it folks, neither the courts nor the Public Trustee’s Office can be relied upon to make sure that the lawful protections for you, the homeowner, are not omitted. The setback of losing your home to a foreclosure is more serious than you think and will haunt you for years. A foreclosure on your credit will keep you in a category where the only type of loan you can qualify for is a “garbage loan” that will put you right back where you are now! Fight your foreclosure from the beginning to the end regardless of whether you’re behind on your mortgage payments.
THIS SITE WILL SHOW YOU HOW!
LET’S START BY KNOWING THE FORECLOS