Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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I need a super tough lawyer from TEXAS , houston area, to depose   a few litton employees regarding some fabricated assignments. Who is the best defense lawyer in Houston that is willing to go after Litton?

please respond to my urgent need
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floridagal
hopefully your taking a crack at Marti Noriega or her notary Melissa Bell,ehumm
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4JusticeNow
keith2438,

 
I would call the Texas-based law firm of  Hilliard & Munoz. They are about the only law firm that has taken on scumbags such as Ocwen loan servicing and  won judgments.
 
I wish you the best of luck!

Info about one of they cases: Texas jury rules against Ocwen | South Florida Business Journal
 
R,
 
4J
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Ned
keith,

william roper who posts here  is frm Tex and seems to be very well infrmed.
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keith2438 wrote:
I need a super tough lawyer from TEXAS , houston area, to depose   a few litton employees regarding some fabricated assignments. Who is the best defense lawyer in Houston that is willing to go after Litton?

please respond to my urgent need

You guys need to be cross-checking those notary stamps with the Secretary of State's Notary Public Unit in whatever state SUPPOSEDLY issued the stamp to make sure the stamp or seal is REAL!!!!!!!!!!!!

Melissa Bell? HO, HO, HO, Merry Christmas! IF your document has the stamp like mine, it is a GOLDMINE! The stamp reads "Melissa Bell", "Notary Public, State of Texas", "My Commission Expires", "March 28, 2011".

It is a bogus stamp (besides the improper usage of just 'Bell' as her notary signature on the document). Two of us have searched the TX SOS site. I then called the SOS Notary Unit. They searched while I was on the phone. They even re-ran the search. They never had any such notary commission with that end date for ANY 'Bell'.

I have been told to send $15 to get a CERTIFIED statement from them that there was no such commission on file, ever!

In my case, Bell notarized for "Marti Noriega" on the Substitution of Trustee. Noriega signed LOTS of those in CA and other states, frequently with BELL.

I would like people to report on all the usages of this 'BELL' bogus stamp also, so that we can get Litton into the national news. The usage of the bogus stamp is beyond anything that even DOCX was accused of in the national news medial. This could stop a WHOLE BUNCH of fraudclosures!

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Bill

Judy,

That is really interesting. Here is an assignment with Noregia signing and Bell using the stamp you referenced. 
 
http://www.scribd.com/doc/53218642/Show-PDF-1
 
Below is the ONLY 2 Melissa Bell notaries that a search of the secretary of state's website produced for me. 
 
Found: 2  Displayed:  2

Name: Melissa Bell
Address:1310 James Cook
Windcrest, Tx 78239
Expires:Nov 07, 2013 
County:Bexar 
Agency:Capitol Surety Bond Underwriters Agy 
Surety Company:Western Surety Company 
HistoryAsEffectiveExpire Date
Recommissioned Melissa Bell  11/07/2009 11/07/2013 
Commissioned Notary Public Melissa Bell  11/07/2005 11/07/2009 
Name: Melissa Renee Bell
Address:1515 W Washington
Sherman, Tx 75092
Expires:Dec 15, 2010 
County:Grayson 
Agency:Benton Luttrell Brown 
Surety Company:Merchants Bonding Company 
HistoryAsEffectiveExpire Date
Commissioned Notary Public Melissa Renee Bell  12/15/2006 12/15/2010 
Commissioned Notary Public Melissa R. Bell  04/27/1995 04/27/1999 
Maybe Mr. Roper who is familiar with the Texas rules and laws will give us his thoughts. 

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So why is it that the sticker says her commission expires on March 11, 2011 on the assignment she notarized on July 9, 2009, but the two examples found by Bill do not show either one of the Bells with an expiration date of March 11, 2011?  Why is her commission number blank?  And lastly, do they really use cheap little stickers rather then a seal in Texas?

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William A. Roper, Jr.

Quote:
Way To Go said:

So why is it that the sticker says her commission expires on March 11, 2011 on the assignment she notarized on July 9, 2009, but the two examples found by Bill do not show either one of the Bells with an expiration date of March 11, 2011? Why is her commission number blank? And lastly, do they really use cheap little stickers rather then a seal in Texas?

 

It remains to be seen whether there EVER existed a notary named Melissa BELL who worked for Litton.

 

What you are seeing is not a "sticker", but rather a rubber stamp.  And, yes, they DO use rubber stamps of this sort in lieu of seals in Texas.

 

*

 

A couple of additional thoughts.

 

First, someone particularly interested in this situation might want to also do the following:

1.  Obtain the applications for Texas notary commissions of the two Melissa BELLs shown in Bill's search.  This helps rule out the possibility that one of these Melissa BELLs authenticated the document in question, but has a notary seal with an erroneous date.

 

2.  Correspond with each of these two identifiable notaries including a copy of an example instrument containing the suspect Melissa BELL authentication and INQUIRE whether that notary authenticated the document shown.  Include a stamped, self-addressed envelope.  One or both of the other notaries might be ethical, do the right thing and REPLY, ruling herself out as the notary.

 

3.  Identify other sorts of instruments executed by a Melissa BELL in Harris County, Texas, where Litton is located.  These might include deeds, deeds of trusts (her own mortgage), declaration of homestead, application for a marriage license, etc.  This presupposes that there really IS a Melissa BELL and that she isn't merely a fictitious person used to support assignment forgery and other fabrications.

 

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ST
[QUOTE=Bill] "That is really interesting. Here is an assignment with Noregia signing and Bell using the stamp you referenced.

Judy,

That is really interesting. Here is an assignment with Noregia signing and Bell using the stamp you referenced. 
 
http://www.scribd.com/doc/53218642/Show-PDF-1
 
Below is the ONLY 2 Melissa Bell notaries that a search of the secretary of state's website produced for me. 
 
Found: 2  Displayed:  2

Name: Melissa Bell
Address:1310 James Cook
Windcrest, Tx 78239
Expires:Nov 07, 2013 
County:Bexar 
Agency:Capitol Surety Bond Underwriters Agy 
Surety Company:Western Surety Company 
HistoryAsEffectiveExpire Date
Recommissioned Melissa Bell  11/07/2009 11/07/2013 
Commissioned Notary Public Melissa Bell  11/07/2005 11/07/2009 
Name: Melissa Renee Bell
Address:1515 W Washington
Sherman, Tx 75092
Expires:Dec 15, 2010 
County:Grayson 
Agency:Benton Luttrell Brown 
Surety Company:Merchants Bonding Company 
HistoryAsEffectiveExpire Date
Commissioned Notary Public Melissa Renee Bell  12/15/2006 12/15/2010 
Commissioned Notary Public Melissa R. Bell  04/27/1995 04/27/1999 
Maybe Mr. Roper who is familiar with the Texas rules and laws will give us his thoughts. 

COMMENT:
I know THE Melissa Bell; who is shown to be the Notary on the document http://www.scribd.com/doc/53218642/Show-PDF-1;  let me ASSURE you, the signature that appears on the document IS NOT Melissa's signature.
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ST
I am referring to the Melissa Bell in Windcrest, TX.
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ST

Judy,

That is really interesting. Here is an assignment with Noregia signing and Bell using the stamp you referenced. 
 
http://www.scribd.com/doc/53218642/Show-PDF-1
 
Below is the ONLY 2 Melissa Bell notaries that a search of the secretary of state's website produced for me. 
 
Found: 2  Displayed:  2

Name: Melissa Bell
Address:1310 James Cook
Windcrest, Tx 78239
Expires:Nov 07, 2013 
County:Bexar 
Agency:Capitol Surety Bond Underwriters Agy 
Surety Company:Western Surety Company 
HistoryAsEffectiveExpire Date
Recommissioned Melissa Bell  11/07/2009 11/07/2013 
Commissioned Notary Public Melissa Bell  11/07/2005 11/07/2009 
Name: Melissa Renee Bell
Address:1515 W Washington
Sherman, Tx 75092
Expires:Dec 15, 2010 
County:Grayson 
Agency:Benton Luttrell Brown 
Surety Company:Merchants Bonding Company 
HistoryAsEffectiveExpire Date
Commissioned Notary Public Melissa Renee Bell  12/15/2006 12/15/2010 
Commissioned Notary Public Melissa R. Bell  04/27/1995 04/27/1999 
Maybe Mr. Roper who is familiar with the Texas rules and laws will give us his thoughts. 

http://www.scribd.com/doc/53218642/Show-PDF-1

I know Melissa Bell who lives at the address as shown by the secretary of state
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angry & NOT TAKING IT
This is the M Bell your referring to, the commission date is when she surrendered her commission, i know this from the Texas SOS document Ms. Una Jacobs Notary Public Complaint Specialist



Notary Identification Number
First NameMiddleLast NameSuffix
Zip Code
County
Found: 1  Displayed:  1
Name: M. Bell
Address:12323 W Village Dr, Apt A
Houston, Tx 77039
Expires:Mar 08, 2011 
County:Harris 
Agency:American Safety Council - Insurance Division Inc 
Surety Company:Travelers Casualty And Surety Company Of America 
HistoryAsEffectiveExpire Date
Voluntary Termination M. Bell  03/08/2011  
Commissioned Notary Public M. Bell  03/28/2007 03/08/2011 
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angry & NOT TAKING IT
This is the M Bell your referring to, the commission date is when she surrendered her commission, i know this from the Texas SOS document Ms. Una Jacobs Notary Public Complaint Specialist



Notary Identification Number
First NameMiddleLast NameSuffix
Zip Code
County
Found: 1  Displayed:  1
Name: M. Bell
Address:12323 W Village Dr, Apt A
Houston, Tx 77039
Expires:Mar 08, 2011 
County:Harris 
Agency:American Safety Council - Insurance Division Inc 
Surety Company:Travelers Casualty And Surety Company Of America 
HistoryAsEffectiveExpire Date
Voluntary Termination M. Bell  03/08/2011  
Commissioned Notary Public M. Bell  03/28/2007 03/08/2011 
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William A. Roper, Jr.

The Mellisa BELL employed by Litton Loan Services seems to be:

Melissa Ann Woods BELL (b 20 Jun 1969)

 

This is the person whose Texas notary commision was in the name "M. BELL".

Melissa BELL is shown to have had these Houston addresses:

 

12323 W. Village Drive, Apr. A, Houston, TX  77039-4904

500 Airtex Drive, Apt. 108, Houston, TX  77090-6609

6200 W. Tidwell Rd., Apt. 1008, Houston, TX  77092-2237

 

 

Melissa WOODS is shown to have resided at:

 

10050 Westpark Drive, Breezy 300, Houston, TX  77042


 

There is a Melissa A. WOODS who is currently registered to vote in Houston at this address:

 

4800 Lamonte Lane, Apt. 2505, Houston, TX  77092


See also this Facebook page:

Melissa A. WOODS (20 Jun 1969 - LA)

 


Best of luck with your deposition!
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floridagal
I say depose the Melissa a/k/a woods, Bell.  There are many different examples of this Melissa Bell signature in all counties.  No one has posted proof here that M. Bell is in fact a Melissa Bell.  See livinglies weblog, recent article regarding same, made by Real Estate professor...
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Bill

floridagal wrote:
I say depose the Melissa a/k/a woods, Bell.  There are many different examples of this Melissa Bell signature in all counties.  No one has posted proof here that M. Bell is in fact a Melissa Bell.  See livinglies weblog, recent article regarding same, made by Real Estate professor...


It's really easy to say depose Melissa Bell when you are not the party paying the bill.  A deposition is an expensive proposition.  This money may be better spent on doing a deposition of the person who signed the document ie. Marti Noriega.  There has been plenty of PROOF that M.Bell is in fact Melissa Bell, the information available shows that a valid notary stamp was issued to M.Bell.   This is the M. Bell doing many of the notarization for Litton Loan.  Nothing sinister there.  I'm betting a few phone calls to Texas would definitively reveil M. Bell's first name but I can see that from the records.   

A failure to accept as true the facts staring you in the face and still trying to debunk these facts can be fatal in a foreclosure case.  Too many people just want to believe that things like a M. Bell notarization or blank endorsement HAVE to be flawed in some way/theory and fail to focus on the true faults of the complaint.  This is a quick way to LOSE. 


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Bill

floridagal wrote:
I say depose the Melissa a/k/a woods, Bell.  There are many different examples of this Melissa Bell signature in all counties.  No one has posted proof here that M. Bell is in fact a Melissa Bell.  See livinglies weblog, recent article regarding same, made by Real Estate professor...


Why don't you post the link to the article.
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William A. Roper, Jr.
Quote:
floridagal said:
I say depose the Melissa a/k/a woods, Bell. There are many different examples of this Melissa Bell signature in all counties. No one has posted proof here that M. Bell is in fact a Melissa Bell. See livinglies weblog, recent article regarding same, made by Real Estate professor...

 
The information I previously posted (and which I privately shared with others via e-mail) is 100% accurate.  What accurate information could you possibly hope to find on a web site that holds itslef out as promoting Living LIES
 
If someone want to take Melissa BELL's deposition, then they need to serve a deposition notice and a subpoena and proceed.  If a borrower is in doubt as to the correct identity, they can also always serve a plaintiff with an interrogtory requiring further identifying information from Litton.  OR a borrower could serve a Request for Admission to obtain an admission as to her correct identity.
 
However, I can think of no surer way to get your discovery SHUT DOWN prematurely by the court than to serve a deposition and subpoena on a total stranger to the transaction!
 
So, the defendant borrower has a CHOICE TO MAKE.  She can continue to wring her hands, agonize and speculate.  Or, upon finding the original correct information incompatible with their preconceived worldview, they can flail around and try to find someone else claiming expertise who AGREES with their misconceptions.

IF YOU WANT TO DEPOSE LITTON EMPLOYEES, GET ON WITH IT!

I furnished the CORRECT information about Melissa BELL in APRIL 2011.  That information is repeated in my post above from July 10, 2011.
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William A. Roper, Jr.
Let me be ABSOLUTELY CLEAR.  The Melissa BELLs shown to be from Windcrest, Texas, and from Sherman, Texas, are ABSOLUTELY NOT the Melissa BELLs that work for Litton Loan.

Even if I hadn't already provided the CORRECT information, USE A LITTLE COMMON SENSE!  Litton Loan is located in Houston, Harris County, Texas.

Sherman is in Grayson County, Texas, North of Dallas.  That puts it 301 miles from downtown Houston, or 4 1/2 hours without traffic one way.  Melissa BELL, of Sherman, Texas, would be commuting 9 hours a day to work at Litton.

Windcrest, in Bexar County, is a Northeastern suburb of San Antonio.  It is much closer to Houston, at only about 195 miles.  During off traffic periods, one could make it from Windcrest to Houston in as little as three hours (each way).

By contrast the Melissa BELL with notary commission shown as "M. BELL" lives (or lived just off U.S. 59 (the "Eastex Freeway") between the 610 Loop and the Outer Beltway, 18.5 miles from Litton's facility just inside the 610 (West) Loop:
4828 Loop Central Drive
Houston, TX 77081-2166 

Given the realities of Houston area rush hour traffic, she is still probably commuting 45 minutes each way.

Wake up and smell the coffee!  Sniff the gasoline fumes and check gasoline prices!  Use a little common sense!

Anyone who represents to you that Melissa BELL is other than the person shown in my post is either (a) mistaken, (b) purposefully misleading you or (c) an IDIOT!

Texas notary applications are PUBLIC RECORDS.  You can obtain a COPY of the application from the Texas Secretary fo State's Office.

The discrepancy between the Commission Expiration Date on the authenticated documents and the Texas Notary Search record for "M. BELL" is due to the surrender of Ms. BELL's commission prior to its scheduled expiration.

When Ms. M. BELL surrendered her commission, the Notary Commission altered the expiration date on that record to reflect the actual date of surrender.

Please STOP wasting everybody's TIME with useless conspiracy theories and misinformation!  Moreover, it would be in your interest to cease your fixation on the notary and authentication, which is usually a singularly UNPRODUCTIVE avenue as to foreclosure defense.  Even if the authentication was defective, this will rarely implicate the validity of an assignment under the statute of frauds.
 
Depposing the notary can be a productive avenue to uncover other wrongdoing.  Trying to prove that Melissa BELL wasn't really a notary, when this is UNTRUE and contrary to what is shown within the records of the Texas Notary Commission is simply a specious defense.

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floridagal
http://livinglies.wordpress.com/2011/06/29/goldman-web-of-deceit-and-tax-evasion-bkr-trustee-sues-for-fraud/
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William A. Roper, Jr.
The link seems only to show that the person who calls himself "George W. Mantor" is a person who is careless and of questionable competence.

Also, please note that he does not hold himself out as "a real estate professor", but rather as "The Real Estate Professor", which seems to be a self-ascribed title.

He is prepared to teach you how to lose your home more quickly!

Please refer to my posts above and disabuse yourself of ANY idea that you would find anything at the Living Lies web site, EXCEPT FOR, well, LIVING LIES!  That is, the site affords precisely what is promised:  unreliable and dishonest information, masquerading as useful information.
 
You are welcome to contact Mr. Mantor and show him the correct information.  Perhaps, if he is at least intellectually honest, he will correct the erroneous information he has posted at the Living Lies site and other Internet venues.
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floridagal
Will do, Thanks


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