Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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The loan was brokered and the note and mortgage say their company name to make payments to.  Since that time servicing rights have been transferred and the original lender (broker - a small mortgage co) claims they have sold the mortgage.  We were once told that Aurora was the investor.  It's now serviced by GMAC and they claim it wasn't securitized.  I don't believe that. 

I have looked under EDGAR for 8K & 10K filings for the original mortgage company and also Aurora ( I know they were a Lehman's company).  Should I look under Lehman's and if so how do I narrow it down to figure out where my loan might be?  I'm thinking I might be missing something.  Any help in pointing me in the right direction would be appreciated.
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     Look at the mortgage and see if MERS is the nominee for the Note holder,
if so, your mortgage was almost certainly securitized.
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I guess I forgot to say that MERS is there.  Can anyone tell me the difference between an investor, servicer & sub-servicer?

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Try this
Don wrote:

I guess I forgot to say that MERS is there.  Can anyone tell me the difference between an investor, servicer & sub-servicer?




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Try this
This forum won't post pictures so you'll have to click on this
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Does PSA stand for Pooling and Servicing Agreement?

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You very well may want to send them a qualified written request, here is the link for HUD version of it. What state are you in? Get a hold of me, I'll see what we can come up with. Good Luck
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