Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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arkygirl
Full text of letter to BoA and BofNY about Countrywide loans:

http://www.scribd.com/doc/39838424/Bondholder-Letter-to-BofNY-and-BofA-Over-Countrywide-Loans

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