Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Thanksgiving Day is a great American tradition where we take time to gather with family and friends and give thanks for life's many blessings.

On Thursday, we will celebrate this once again. Families will be taking time from their busy schedules to come together and enjoy this tradition. A time of turkeys, stuffing and pumpkin pie. A time for Indian corn, holiday parades and even some football games.

We are thankful for our men and women who are serving our country, home and abroad. We wish you and your loved ones a safe and Happy Thanksgiving. Our prayers also include People who are homeless, Homeowners who are struggling to save their homes  and the brave people of Occupy Movement.

And most of all, we are thankful for all of you Forum participants who take time to share their knowledge and moral support to help each other during this difficult times.  The thought of someone out there is with us is the most wonderful  feeling 

Ann and Her Family


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To Ann and the MSF community

Happy and Healthy Thanksgiving to one and ALL.

Best regards

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Here's wishing you all a blessed and happy Thanksgiving.
Gird your loins for the good fight, never give up. We about to
launch in taking back our country, our unalienable freedoms,
from those who have schemed since the 1800s to ruin our great
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Lynn E. Szymoniak, Esq., Fraud Digest, Thanksgiving 2011

…for the ACLU for fighting for the rights of homeowners and for
exposing courtroom injustices

…for New York Judge Arthur Schack, for his intolerance of lies by
banks, for exposing the massive problem of fraudulent documents
used in foreclosures, and for writing the following in response to a
sworn affidavit from a bank lawyer, Margaret Carucci, that an officer
from Downey Savings & Loan could vouch for the accuracy of the
documents: “Ms. Carucci affirmed under the penalties of perjury that
she communicated on Christmas Eve with the officer of a defunct
financial institution. This is a deceptive trick and fraud upon the court.
It cannot be tolerated. This Christmas Eve conduct, in the words of
Ebenezer Scrooge, ins‘Bah, humbug!’” (Downey Savings and Loan
Association, F.A. v. Trujillo, 2011 NY Slip Op 51517 (U)). Judge
Schack has led the way to honesty in courtrooms.

…for Florida Appellate Court Judge Juan Ramirez, Jr., who wrote
in his dissent, “I dissent because I cannot condone the unprofessional and unethical means used by the bank’s counsel, with the trial court’s complicity, to obtain an amended final judgment in this case…This case is the quintessential denial of due process. Due process requires notice and an opportunity to be heard. Here appellant was granted neither. A final judgment was amended from $216,485.73 to $529,630.64, and the appellant was only informed after the fact when he received the conformed copy in the mail…In my view, to affirm what happened here requires that we turn a blind eye to the Florida Rules of Civil Procedure, the Florida Bar Rules of Professional Conduct, and the Code of Judicial Conduct, to say nothing of the Constitutions of the United States and the State of Florida.” (Phillips v. Centennial Bank, No. 3D10-2910, (Fla. 3rd DCA 2011).

…for Neil Garfield and his Livinglies weblog for his endless efforts to
educate consumers and their lawyers on “the largest economic fraud in human history.” Neil is the source of so much valuable information –
He is a one-man Consumer Protection Bureau and THE SOURCE for foreclosure defense.

…for Dylan Ratigan for making the word “fraudclosure” part of the
American vocabulary and for telling the story of tens of thousands of
American families impacted by fraudulent foreclosures when much of
the rest of the country would only focus on investors’ losses.

…for Max, April and Nye – because when everyone in a movement
knows you by your first name, you have fought the longest and been
an inspiration to the most.

…for Jack Wright who gives us

…for Floridians Lisa Epstein, Damian Figueroa, Michael Redman,
and Mark Stopa Esq, Matt Weidner Esq. for speaking the truth on their blogs, at great personal cost, assisting tens of thousands of citizens across the country who educate themselves regarding foreclosure fraud and injustice, and reporting what actually goes in in county courtrooms every day.

More at

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