Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Thank you to all the fighters of the atrocities brought on by illegal foreclosures-they are what our founding fathers had in mind when they declared their independence from the crown. Lets all take a moment to appreciate all the hard work and dedication of everyone on this forum
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Real Estate Services Technology has just released their Property Solutions Report software for distressed homeowners that suspects their mortgage servicer has broken the chain of title on their property, and therefore has no legal claim to foreclose.

This strategy is a direct result of the Foreclosuregate/Robosigner scandal that came to light last November (although evidence of mortgage document forgery on the part of mortgage servicers goes back to 2004). This is a spectacular strategy to force mortgage servicers to recognize their own Net Present Value (NPV) calculations and Average Valuation Model (AVM), to lower the principal balance on a mortgage to a Fair Market Value. It is complete with vesting information, chain of title, assignments, assessments, judgements, endorsements, voluntary and involuntary liens, legal descriptions, allonges, even MERS data and Pooling & Servicing Agreements, if requested.  It is one, all-inclusive, dynamic report. It prepares the homeowner with the proof to demand the original note or deed from the mortgage servicer.

This strategy is ideal for the homeowner whose hardship doesn't qualify for HAMP or an in-house mortgage modification or short sale.

The REST Menu of Property Solutions Reports is the leading edge of 'Loan Disposition Analysis Reporting Technology.' To date, 4000 REST Reports have been run for distressed homeowners to calculate a mortgage modification or short sale with zero failures.
There is not a dissatisfied customer anywhere.

More info at:

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2.5 million homeowners vs. roughly 12 of the big mortgage servicers.  there are more of us than them.  I will not back down from the fraud.
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George Burns

Is it 4000 or is it 1500 reports produced?
Is it 4000 that were successful out of the 1500 or what? 4000 out of 1500 would be a fantastic ratio.

From the website:

" For 2011, third party negotiators can’t do anything you can’t do yourself. The solution is to prepare yourself with the same unbiased calculations the banks use to calculate the Net Present Value of your property and your hardship.
To date, we’ve run approximately 1500 REST Reports. Of the ones that have gone to court as foreclosure defenses, every single one has been welcomed by the foreclosure judge as unbiased proof of a foreclosure solution that stands up to the most critical scrutiny. The judge brings his gavel down on the knuckles of your clueless mortgage servicer and makes it clear that he will hold the servicer legally accountable to good faith negotiations – as evidenced by the calculations of that same REST Report. (Want a court transcript? I’ll send you and/or your judge one.)"

I can't wait to see a court transcript.

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Current estimates are 4 million distressed mortgages, and there are 83 banks that signed up for TARP money and beholden to HAMP. Careful consideration should be given to choosing a mortgage modification, short sale, or sue your lender strategy.

I'm still looking for the page where the '1500' typo is
and again, with an email address, I'll forward the Wells Fargo transcript

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Just another scammer.


Your mortgage servicer may not have the legal right to foreclose on you. If your title was not assigned correctly, they have broken the chain of title and their foreclosure action is illegal.

If your lender can't provide the title or deed to your property, you win big time.

What happened to Carpenter v. Logan?  I guess the mortgage doesn't follow the note anymore.  I guess there is no equitable assignment of the mortgage when the note is negotiated. 


This software will tell you in advance if you have a winnable case in court

Do we type the attorney names in the software as well as jurisdiction and the judge's name so the "software" will give me the correct result?


This report costs less, is more extensive, and more reliable than the typical title search from your title company.
Your attorney knows this.

How does my attorney know some scammer in their basement on a computer can produce a more "extensive" and "reliable" report than a licensed, bonded, and insured title company?

I'll rush out to send a check (I'm sure you would prefer well hidden cash) to this scammer today!!!!!!!!!  Of course I don't have the Name, address, or any other identifying information to address my letter.  I guess I'll just wait until you post a pay-pal link, or better yet, just let me finish sending my money to Nigeria.  I just got an email that will make me rich and I'll have plenty of money for your scam too.

Dear Sir:

        I have been requested by the Nigerian National Petroleum Company to contact you for assistance in resolving a matter. The Nigerian National Petroleum Company has recently concluded a large number of contracts for oil exploration in the sub-Sahara region. The contracts have immediately produced moneys equalling US$40,000,000. The Nigerian National Petroleum Company is desirous of oil exploration in other parts of the world, however, because of certain regulations of the Nigerian Government, it is unable to move these funds to another region.

        You assistance is requested as a non-Nigerian citizen to assist the Nigerian National Petroleum Company, and also the Central Bank of Nigeria, in moving these funds out of Nigeria. If the funds can be transferred to your name, in your United States account, then you can forward the funds as directed by the Nigerian National Petroleum Company.  In exchange for your accomodating services, the Nigerian National Petroleum Company would agree to allow you to retain 10%, or US$4 million of this amount.

        However, to be a legitimate transferee of these moneys according to Nigerian law, you must presently be a depositor of at least US$10,000 in a Nigerian bank which is regulated by the Central Bank of Nigeria.

        If it will be possible for you to assist us, we would be most grateful. We suggest that you meet with us in person in Lagos, and that during your visit I introduce you to the representatives of the Nigerian National Petroleum Company, as well as with certain officials of the Central Bank of Nigeria.

        Please call me at your earliest convenience at [Phone Number]. Time is of the essence in this matter; very quickly the Nigerian Government will realize that the Central Bank is maintaining this amount on deposit, and attempt to levy certain depository taxes on it.

Yours truly, etc.

Ben Ahore

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