Best of luck Gary. I'm a Litton victim too, and have been following your saga here. My situation has not yet escalated to where yours is but I keep an ever watchful eye on my statements waiting for Litton's next move to appear. While I was in Chapter 13, Litton force-placed my homeowner's insurance even though I had sufficient escrow for them to pay my existing private policy, and then added on a multitude of other 'fees' for BPOs and other things, without ever advising me. Those fees are still hanging, and Litton should return several years' worth of money for the additional price of the improper force-placed insurance to me. So far, those multitude of additional 'fees' are still on my statement, and I check religiously to make sure my monthly mortgage and escrow payment is properly applied. I know it's just a matter of time with Litton before they escalate things though . . . Don't turn your back on them, ever, and please keep us posted on how your case is progressing and any discovery that takes place. If we don't help each other, it sure doesn't seem like anyone else will be anytime soon. Keep on fighting the good fight and thanks for keeping us informed.