Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Foreclosure fears? Get answers at forum

Michigan Attorney General Mike Cox along with 18 mortgage lenders will host a community forum Dec. 13 to help people avoid getting their homes foreclosed.

Roughly 31,500 people who are on the edge of a foreclosure — one to three months behind in payments — will receive letters this week about the forum, where the 18 lenders and 31 counselors from the U.S. Housing and Urban Development Department will be on hand at the Cobo Hall forum to offer on advice and practical help on getting caught up.

Borrowers can talk in person with the companies that are servicing their notes on how to save their homes,” Cox said Wednesday.

In some cases, the homeowner can renegotiate the loan with the lender, especially if the interest rate on an adjustable rate mortgage is scheduled to increase within the next year, Cox said.

The state is limited in what it can do to work on the foreclosure problem in Michigan because of a recent U.S. Supreme Court decision. So the forum, which will run from noon to 8 p.m. Dec. 13, was one of the few ways Cox said he could help.

“We’re not going to be able to solve everyone’s problem,” he said. “But we’re trying to find a niche where we can help.”

The 18 mortgage lenders participating in the program are Carrington Mortgage Services; Saxon Mortgage Co.; GMAC ResCap; Countrywide; Wells Fargo; Ocwen; Option One; Chase; EMC; Wilshire; HomEq Servicing; HSBC; National City Bank; Washington Mutual; Select Portfolio Servicing; Litton Loan Servicing; CitiMortgage and Home Loan Services.

For homeowners with a different mortgage lender, the HUD counselors will be able to offer help. Residents also can call the Attorney General’s consumer assistance hotline at 877-765-8388.

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What can we do to get ALL states involved?????

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Help wrote:

What can we do to get ALL states involved?????

Send a copy of the above article to your
1. state reps,
2. Department of Banking
3. Govenor
4. Mayor

And do a CC: to each Entity and let it show so that all these people, at all of these facilities know that the other person has been informed.

5.You may also want to include your local Hud office
6. you may also want to include the Federal Hud Office
7. You may want to include Department of Family and Children Services (as this is the department where public assistance comes from. I think)

Just make sure you include all of them on the CC: So they can All see each others names.
telling them all that you would like this to be done in your state, and in your letter give them the address to this website

M. S. F. ='s Mortgage Servicing Fraud which means a horrible theft of homes, in which the Mortgage Servicers are not applying monthly principal and interest payments they way they should. Which is in turn Allowing them to FORECLOSE on innocent people, by creating fake defaults, used within the ESCROW accounts.

Please Save America, SAVE OUR TOWN, and SAVE OUR STATE!
Learn More at

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