I am working on several where a judgment was entered in 2009 and they are still in the home.
This is from "real experience" not theory, in the State of Florida.
Could you please post some cases?
In another case, we did a Ch 13 after the Ch 7 wiped out the judgment
How do you file chapter 7, wipe all the debt, then file chapter 13? Which case was this?
and the judgment as unsecured (which it is because of a
bogus lien at the outset of the foreclosure and a failure to perfect the
judgment lien by recording a certified copy in official records).
Could you please post the cases that support a mortgage you legally execute and is promptly recorded when purchasing a home is "bogus" and how you fail to perfect the judgment lien by recording a certified copy?