Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Ohio
I hope everyone can take a minute to read this case.

http://www.convokemedia.com/documents/DelawadervPlatinum.pdf

It has been said that masses of dismissed foreclosures due to lack of standing are pretty much useless when all it means is the bank/servicer refiles the case after they get their $hit together. Resulting in nothing more than a temporary delay of the inevitable.....

This case specifically puts the attorneys in the hotseat as well as the creditor and outlines in great detail the many causes of action that can be brought against attorneys and the idiot servicers they represent when they file a complaint without legal standing.

An assignment occurring after the complaint is filed would require making false statements in the complaint as well as false affidavits supporting the false complaint.........

A person could almost do this pro se.
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We're in oHIo.
The home of the, "Hairless, useless nut." Our laws have no teeth, so it should be, "Hairless, useless, TOOTHLESS, Nut."

Above a definition of a buckeye.
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Ohio

I know what you mean Ann.... BUT aren't buckeyes poison? Maybe if they try to eat enough of us their greed will be their demise....we can only hope!

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Ohio
The FDCPA is not a state law although most states have a consumer protection act that coincides with the federal act.

Anyone can bring claims under FDCPA...not just Ohioans. Establishing the servicer is a "debt collector" as defined in the act is probably the biggest hurdle. Assignments made after the foreclosure is filed is pretty much proof positive they took possession of the note when in a default status. That initself makes them a "debt collector".
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