I am happy to see that the FBI is investigating Countrywide home loans and their connecting companies. I wish they would look at what is being done currently as well as in the past to homeowners by this company. It may not surprise them to find out that there may be FHA fraud, VA fraud, but also violations with RESPA, HUD and discrimination of those with disabilities when it comes to Countrywides involvement. I should know. We are in the loop hole of Countrywide here in our state. They started our loan process the last week of January 2008, we did the paperwork and appraisal on Feb 5, 2008 and were told we would close in 21 days. Our closing was then set to March 7. The day of the closing, they said we could not qualify because my husband is on disability and it only showed he was disabled. We had the doctors provide a letter the same day stating he is permanently disabled, and they, at Countrywide have yet to return our calls. Hard working Americans are being taken for a ride by this company and many like it and there needs to be laws put in place to protect people from their crimes. Slaps on the wrist, and broken promises do not and will not fix this country. We have the greatest Government in the world, laws have been written to protect us, such as the ADA Laws, FHA LAWS, HUD, and the Truth in Lending Laws. Lending companies, Banks, Mortgage Companies, Title companies, etc, should all have to adhere to the same rules and regulations as Brokers and Affiliates in Real Estate, since they act and conduct business in the same area. All those who deal with real estate, loan companies, money lenders, etc, should be licensed, have to pay the fees as Realtors, and should have to answer to the same punishments when it comes to fraud, misrepresentation, discrimination, and plan out falsification of documents, etc. I am glad as I said to see the FBI taking a step toward fighting the Countrywide home loan crooks as they are in many Americans eyes, and I hope they catch them red handed with their hand in the cookie jar. I for one would love to help stop them in their track!!