Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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EMC lost my money as I was paying on time each month then I got a call saying I owed 4 months in back payment----lies.

I showed proof of payment but the abusive calls did not stop and not to mention they ruined my credit and charged late fees; EVERYONE WHO IS A VICTIM MUST CALL BEAR STEARNS Board of Directors daily and complain and demand justice. They started to work with me at that level but havent been able to fix my credit, give me all my late fees back or account for my inflated principle. The names of the directors at BEar are (Bear Stearns owns EMC)

The Bear Stearns Companies Inc. — Board of Directors

383 Madison Avenue
New York, NY 10179
(212) 272-2000

James E. Cayne
Chairman of the Board of Directors
The Bear Stearns Companies Inc.

Alan D. Schwartz
President and Chief Executive Officer
The Bear Stearns Companies Inc.

Henry S. Bienen
Northwestern University

Carl D. Glickman
The Glickman Organization

Michael Goldstein
Former Chairman and CEO
Toys "R" Us, Inc.

Alan C. Greenberg
Chairman of the Executive Committee
The Bear Stearns Companies Inc.

Donald J. Harrington
St. John's University

Frank T. Nickell
President and Chief Executive Officer
Kelso & Company

Paul A. Novelly
Chairman and Chief Executive Officer
Apex Oil Company, Inc.

Frederic V. Salerno
Vice Chairman (Retired)
Verizon Communications

Vincent Tese
Chairman of the Board
Wireless Cable International, Inc.

Wesley S. Williams Jr.

President and Co-Chairman
Lockhart Cos. Inc.

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