Marvin, if there is BS, why not provide details as to why it is BS so the people can learn from it. To make a claim it is BS you cirriculm vitae which is unknown would need to support such statement. Will you provide you position to make such a claim?
Scam artists as well as a illegal operating bank will suck the last dollar from anyone, so to say I support scam artist's is the BS.
Everyone has a constitutional right to speak and say as they wish, but proof, in an old analogy, is in the pudding.