Well, if anyone watched last night, you all saw that still no one is taking the blame. One guy said that no one twisted our arms to sign anything. Everyone involved in this thing decieved us and the investers. I just don't understand why the servicers have gotten off so easy. They are sitting on money that should have gone to the lenders, reporting that they never got the money. They are the biggest thieves of all. And the biggest liars of all.