Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Your readers may be interested to know that MERS maintains a secret database on 63 million Americans (everybody that has a MERS loan) that they will sell to anybody that pays them for the information. When you apply for a mortgage the entire loan application is uploaded to MERS and a consumer file is created or if one exists the information is merged into the existing file. MERS is operating as a consumer reporting agency (like Exquifax) however refuses to disclose the information in the file to the actual consumer, it will only disclose it to the purchasers of the information. Your readers can go to:

Sign up for an email account and request their entire consumer file under the Fair Credit Reporting Act. Once the are denied contact and they will be added to the class action complaint and if successful each person will recieve a monetary award and more importantly will receive the MERS milestone report and all other secret information in the MERS database.

More information on the MERS FCRA can be found here:
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