The first QWR asked for an explanation of the "inexplicable" code V.
I haven't written another letter yet, but I will. I never did receive a written response to the first QWR (sent on 1-10-08) over 20 days ago.
I will inquire as to why two of taxes were reported to be paid in 2007, and clearly none of taxes were paid until 2008.
I received this email from Harris County:
They did not mail the check to Harris County. They in fact mailed it to a local tax servicing company called First American Tax Service, which brought the payment into our office on Wednesday 1-23-2008 and we posted the payment on 1-24-2008.
The payment was receipted for January 2008.
I was unable to declare all three taxes on my 2007 income tax form. Their 1099 form only declared school and county taxes paid in 2007 when IN FACT they weren't paid until late January 2008.
The above information will be in my next QWR.
I don't think for one moment that things will ever be the same with this mortgage servicing company. I will probably see an increase in escrow due to their having shown paying MUD taxes in January 2008, and payment will be due again in December 2008.
I will have to pay close attention to the escrow analysis next year.
Thank you for your help Noodles.