I don't know if you would be interested in a story of a mortgage company taking advantage of a bad situation, but I feel like I need to share it with others. I understand that there are a lot of people who go for months without paying their mortgage, but we are not that type. We work hard and are both employed full time.
We hold a mortgage with Everhome and we missed 2 payments, we sent one in and were getting ready to send the 2nd in when they sent our 1s check back. We would have been completely caught up on the loan.
We have all the missed payments and due payments in our bank account siting. Everhome sends us a letter staing that we have to pay over 5,000 in foreclosure fees and 3,000 in attorneys fees for paperwork they haven't even filed yet, we have called and all they wanna do is make us fill out loan modification paperwork which we don't need to do, our payment is low enough and we just had a temporary issue.
I think they are defrauding us somehow, I realize we were late but really all the fees and they haven't filed anything? I am also a Paralegal but I don't work in the foreclosure side of the law, I know a little but not a lot. I just want to pay them and they won't take the money.