Mortgage Servicing Fraud
occurs post loan origination when mortgage servicers use false statements and book-keeping entries, fabricated assignments, forged signatures and utter counterfeit intangible Notes to take a homeowner's property and equity.
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Calif. Civ. Code § 2943(5) (b)(1) mandates that within 21 days request, the beneficiary or its agent will deliver a true, correct, and complete copy of the Note.  
    By getting a copy you can at least check it for an endorsement!  If the endorsement appears to be an allonge you can then bring that up as a problem (UCC states note page has to be filled up before an allonge is used).  This is just one of several things you can use. 
   Remember Calif. foreclosure laws are Calif. Civ. Code 2020 to 2955..NOT JUST 2924 -- don't let your opposition say that 2924 is "comprehensive" ...ALL of the foreclosure statues together are comprehensive. 
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