Can someone tell what to do
Sept 9th - I contacted BofA to find out/ get a statement as to what I owe.
Sept 21 - I received a notice from BofA - "We are in the process of obtaining the documentation and information necessary to address your questions and comcerns. We will provide a more complete response within (20) business days" - this notice was date stamped September 17
Sept 24 - I received the supposed calculations - some 6,000 - 7,000 which included atty bull fees some 3000 plus - this letter was date stamped Sept 14th - some 10 days after it was received and the previous letter above shows that something it truly amiss AS - THE DUE DATE TO PAY WAS SEPT 23.
Since I knew I was being set-up - I took my time.
Sept 29 - I arrived at a local office and they called the foreclosure dept and confirmed that I can still pay the amount calculated and I was told that I could mail the check in.
Since I do not have a checking account with BofA I had to get a Certified check and could not do it until Oct 1.
Oct 1 - I mailed out the Certifed Check
Oct 20- I received a notice and they returned my check and are trying to extort more money from me "Please note that additional funds may become past due until your account is brought fully account" - here comes the good part:
1. Their letter states - had my check since Oct 5th
2. Their letter is dated - October 13
3. The envelope is Pitney/Bowes metered AS OCT 14 - but was not mailed until days later since I did not get this letter aka the extortion until TODAY WEDNESDAY OCT 20
4. THEY HAVE NOT SENT ME ANY LETTER INFORMING ME WHAT THE NEW EXTORTION AMOUNT IS.
5. SO NOW I AM ANOTHER MONTH DUE/LATE
ental agencies do I need to contact. It is unfair that I now need to spend money on attys to settle this.
I have been not been able to make payment for a few months
My last payment before the forelosure - May 2010 - and it was not processed, I did make copy of it. I have not gotten this suuposed lost check back in the mail and I think they did not process on purpose.
I fianlly came into some money and on Sept 9th I called as mentioned above so I could settle this.